949 Cobblestone Dr, Orange Park, FL 32065 Property Records

Clay County property record for 949 Cobblestone Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,199 sqft · built 1987
Lot Size	0.268 acres (11,674 sqft)
Owner	Individual Name on Record
Last Sale	$100,900 (Jan 2015)
Tax Bill	$2,161 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020336-002-41`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020336-002-41`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,199 sqft Living Area
Gross Area	3,061 sqft
1st Floor Area	2,199 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,674 sqft (0.268 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	595 sqft
Porch	Enclosed/Finished Porch
Porch Area	400 sqft
Patio Area	466 sqft
Canopy	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	949 COBBLESTONE DR
City	ORANGE PARK
State	FL
Zip	32065-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 STONEBRIDGE UNIT 2 AS REC OR 2007 PG 362 & 3715 PG 1924, 4429 PG 1359
Legal Range	25E
Legal Township	04S
Legal Section	13
Legal Subdivision	STONEBRIDGE UNIT 2
Legal Lot Number	41
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	5
Census Block	5005
Census Tract	30904

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	949 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 16, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on Record
Deed Sale	Jan 30, 2015 · Amount on Record
Prior Sale	Jan 2, 2002 · Amount on Record
Deed Document Number	20154939
Deed Book / Page	3715 / 1924
Last Transfer Date	Mar 5, 2021
Transfer Doc	0044291359
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	949 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 COBBLESTONE DR, ORANGE PARK, FL 32065-5807

Mortgage

Document Number	0044561127
Date	May 14, 2021
Book Page	4456/1127
Instrument	2021030038

Lender

Name	121 FINANCIAL CU
Type	Credit Union
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	949 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 COBBLESTONE DR, ORANGE PARK, FL 32065-5807

Mortgage

Document Number	0044490229
Date	Apr 28, 2021
Book Page	4449/229
Instrument	2021026077

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Mar 16, 2021
Property Address	949 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Document Number	0044291359
Book / Page	4429 / 1359
Map Reference	MB 19 PG 22-24
Instrument Date	Mar 5, 2021
Instrument	2021016127
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (+5.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$191,849 (+5.99%)	$368,634 (+3.47%) Land $55,000 Building $313,634
2024	$2,054.00 (-11.5%)
2023	$2,321.00 (+1.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$181,013 (+3%)	$356,280 (+13.99%) Land $55,000 Building $301,280
2022	$2,284.00 Homeowner's exemption	$175,741	$312,554 Land $40,000 Building $272,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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