965 Cobblestone Dr, Orange Park, FL 32065 Property Records

Clay County property record for 965 Cobblestone Dr, Orange Park, FL 32065 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,980 sqft · built 1987
Lot Size	0.267 acres (11,674 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Mar 1987)
Tax Bill	$324 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-04-25-020336-002-45`

Property Details

APN / Parcel Number

Primary APN	`13-04-25-020336-002-45`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,980 sqft Heated Area
Gross Area	2,989 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.267 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Area	514 sqft

Exterior Amenities

Porch	Porch
Porch Area	390 sqft
Patio Area	105 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	965 COBBLESTONE DR
City	ORANGE PARK
State	FL
Zip	32065-5807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 STONEBRIDGE UNIT 2 AS REC O R 1036 PG 23
Legal Range	25
Legal Township	04
Legal Section	13
Legal Subdivision	STONEBRIDGE
Legal Lot Number	45
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	5
Census Block	5005
Census Tract	30904

Owner

Source: Clay County records · APN 13-04-25-020336-002-45

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	965 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 1987 · Amount on Record
Deed Sale	Mar 01, 1987 · Amount on Record
Deed Document Number	0000103623
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	965 COBBLESTONE DR, ORANGE PARK, FL 32065-5807
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 COBBLESTONE DR, ORANGE PARK, FL 32065-5807

Mortgage

Document Number	0049811222
Date	Oct 24, 2025
Book Page	4981/1222
Instrument	2025050458

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$167,318 (+5.99%)	$325,966 (+3.4%) Land $55,000 Building $270,966
2023	$324.00 (+54.29%) Disabled Person's exemption Veteran's exemption	$157,867 (+3%)	$315,250 (+14.05%) Land $55,000 Building $260,250
2022	$210.00 Disabled Person's exemption Veteran's exemption	$153,269	$276,404 Land $40,000 Building $236,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.