949 Central Ave, Naples, FL 34102 Property Records

Collier County property record for 949 Central Ave, Naples, FL 34102 · Last verified December 2025

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,140 sqft · built 1968
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$903,600 (Nov 2003)
Tax Bill	$11,970 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`097600 21 195A03`

Property Details

APN / Parcel Number

Primary APN	`097600 21 195A03`
Alternative APN	`14047920003`

Interior

Stories	1 Story
Building Area	5,140 sqft Total Area
1st Floor Area	5,140 sqft

Exterior

Year Built	Built 1968
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	097600 21 195A03
Street Address	949 CENTRAL AVE
City	NAPLES
State	FL
Zip	34102-6235
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	NAPLES T 10 BLK 21 E 13 1/3FT OF LOT 19, ALL OF LOTS 20 + 21 OR 1148 PG 442 OR 2061 PG 2327
Legal Range	25
Legal Township	50
Legal Section	03
Legal Subdivision	NAPLES PLAN OF TIER 10
Legal Tract	97600
Legal Block	21
Legal Lot Number	19 21
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1065
Census Tract	102

Owner

Source: Collier County records · APN 097600 21 195A03

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	945 CENTRAL AVE, NAPLES, FL 34102-6235
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2003 · Amount on Record
Deed Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	0034442250
Deed Book / Page	3444 / 2250
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	949 CENTRAL AVE, NAPLES, FL 34102-6235
Document Number	0055881493
Instrument Date	Jan 07, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	949 CENTRAL AVE NAPLES FL 341026235, NAPLES, FL 34102-6235

Mortgage

Document Number	0055881493
Date	Jan 09, 2019
Book Page	005588/001493
Instrument	5657878

Lender

Name	IBERIABANK
Type	Bank
Address	NAPLES, FL 34102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 08, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,970.00 (+19.9%)	$1,183,469 (+21%)	$1,479,565 (+23.77%) Land $1,272,000 Building $207,565
2023	$9,983.00 (+7.14%)	$978,074 (+1%)	$1,195,409 (+16.8%) Land $993,600 Building $201,809
2022	$9,318.00	$889,158	$1,023,504 Land $864,000 Building $159,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210001021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 334 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	366 units insured 32 under condo master policies
Nearby Flood Claims	151 (1985–2024)
Claims Outside the SFHA	11 of 151
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Ian, Oct 2022 · 56 claims Hurricane Irma, Sep 2017 · 17 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Orlando Telephone Company, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.