850 Central Ave, Naples, FL 34102 Property Records

Collier County property record for 850 Central Ave, Naples, FL 34102 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Store with Apartments
Year Built	Built 2021
Square Footage	10,145 sqft Gross Area
Lot Size	28,314 sqft (0.65 acres)
Last Sale	$1,700,000 (2022)
Tax Bill	$55,064.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`133600 20 125A03`
Alternative APNs	`133600 920 125A03` `19013720009`

Interior

Units	17 Units
Building Area	10,145 sqft Gross Area
1st Floor Area	5,130 sqft 1st Floor
Stories	3 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	28,314 sqft (0.65 acres)
Deck Area	162 sqft Deck

Location & Zoning

Street Address	850 CENTRAL AVE
City	NAPLES
State	FL
Zip	34102-6030
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	SEABOARD REPLAT T 9 BLK 20 THAT PART OF LOTS 12-21 AND VACATED ALLEY AS DESC IN OR 5653 PG 1356 AS AMENDED BY OR 5878 PG 2
Legal Range	25
Legal Township	50
Legal Section	3
Legal Subdivision	SEABOARD REPLAT OF NAPLES
Legal Tract	133600
Legal Block	20
Legal Lot Number	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	102

Owner

Source: Collier County records · APN 133600 20 125A03

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3435 ENTERPRISE AVE, 25, NAPLES, FL 34104-3628
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage AMERICAN COMMUNITY BANK & TRUST
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Mar 07, 2022	Warranty Deed, Transfer ACCOMMODATION
May 26, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 27, 2021	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 17, 2021	Special Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jan 19, 2021	Correction Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Grant Deed, Construction Loan · Line of Credit FIRSTRUST SVGS BK
Jun 22, 2018	Special Warranty Deed, Transfer · Line of Credit EFO FINANCIAL GROUP LLC
Jun 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	May 27, 2021 · Amount on Record
Deed Document Number	20226215415
Deed Book / Page	6093 / 3129
Prior Transfer Date	Jun 18, 2018
Prior Transfer Doc	0055222438
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060051333
Date	Aug 30, 2021
Book Page	6005/1333
Instrument	6121028

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank
Address	WOODSTOCK, IL 60098

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 FAIRVIEW RD, LEWISBURG, WV 24901-5177

Mortgage

Document Number	0060001778
Date	Aug 20, 2021
Book Page	6000/1778
Instrument	6115878

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.4%
Type Change Date	Sep 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.4%
Index	Other
Margin	3
Max Rate	7.4%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 07, 2022
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0060933129
Book / Page	6093 / 3129
Map Reference	MB 5857 PG 1509
Instrument Date	Feb 28, 2022
Instrument	6215415
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$11,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1658 S 49TH ST, WEST DES MOINES, IA 50265-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9138 BLUFFTON RD, FORT WAYNE, IN 46809-3057

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 26, 2021
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0059542018
Book / Page	5954 / 2018
Map Reference	MB 5878 PG 1509
Instrument Date	May 25, 2021
Instrument	6067090
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$9,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18735 N 101ST ST, SCOTTSDALE, AZ 85255-3769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3942 DAVIS STUART RD STE 3, 3, RONCEVERTE, WV 24970-0269

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 27, 2021
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0059542933
Book / Page	5954 / 2933
Map Reference	MB 5878 PG 1509
Instrument Date	May 21, 2021
Instrument	6067337
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3435 ENTERPRISE AVE STE 25, 25, NAPLES, FL 34104-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5601 SW 109TH AVE, DAVIE, FL 33328-4735

Mortgage

Document Number	0059542935
Date	May 27, 2021
Instrument	5954/2935

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 30, 2021
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0059170927
Book / Page	5917 / 927
Map Reference	MB 5878 PG 1509
Instrument Date	Mar 23, 2021
Instrument	6027710
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,943.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3435 ENTERPRISE AVE STE 25, 25, NAPLES, FL 34104-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3248, NAPLES, FL 34106-3248

Mortgage

Document Number	0005917929
Date	Mar 30, 2021
Instrument	5917/929

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 08, 2047

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 10, 2021
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0059061317
Book / Page	5906 / 1317
Map Reference	MB 5878 PG 1509
Instrument Date	Mar 02, 2021
Instrument	6016215
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,649.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3435 ENTERPRISE AVE STE 25, 25, NAPLES, FL 34104-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SHIPYARD DR APT 511, 511, HINGHAM, MA 02043-1686

Mortgage

Document Number	0059061319
Date	Mar 10, 2021
Instrument	5906/1319

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jun 11, 2047

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 17, 2021
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0058932001
Book / Page	5893 / 2001
Map Reference	MB 5878 PG 1509
Instrument Date	Feb 12, 2021
Instrument	6002895
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3435 ENTERPRISE AVE STE 25, 25, NAPLES, FL 34104-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10723 N TRAILS EDGE DR, PEORIA, IL 61615-8877

Mortgage

Document Number	0058932003
Date	Feb 17, 2021
Instrument	5893/2003

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%
Type Change Date	Mar 01, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 19, 2021
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0058780002
Book / Page	005878 / 000002
Instrument Date	Jan 15, 2021
Instrument	5986687
Transaction Type	Transfer
Record Updated	Feb 03, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3435 ENTERPRISE AVE #25 NAPLES FL 341043628, 25, NAPLES, FL 34104-3628

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 18, 2019
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0056531359
Book / Page	005653 / 001359
Instrument Date	Jul 09, 2019
Instrument	5741009
Transaction Type	Construction Loan
Record Updated	Aug 02, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$17,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3435 ENTERPRISE AVE #25 NAPLES FL 341043628, 25, NAPLES, FL 34104-3628

Mortgage

Document Number	56531362
Date	Jul 18, 2019
Book Page	005653/001362
Instrument	5741010

Lender

Name	FIRSTRUST SVGS BK
Type	Federal Savings Bank
Address	888 BESTGATE RD, ANNAPOLIS, MD 21401-3091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 22, 2018
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0055242985
Book / Page	5524 / 2985
Map Reference	MB1 PG59
Instrument Date	Jun 21, 2018
Instrument	5575526
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$24,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 CENTRAL AVE # 309, 850, NAPLES, FL 34102-6030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	3435 ENTERPRISE AVE STE 25, 25, NAPLES, FL 34104-3628

Mortgage

Document Number	0005575529
Date	Jun 22, 2018
Instrument	5575529

Lender

Name	EFO FINANCIAL GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 18, 2018
Property Address	850 CENTRAL AVE, NAPLES, FL 34102-6030
Document Number	0055222438
Book / Page	005522 / 002438
Instrument Date	Jun 18, 2018
Instrument	5572578
Transaction Type	Transfer
Record Updated	Jul 03, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$24,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	154 CAJEPUT DR NAPLES FL 341082613, NAPLES, FL 34108-2613

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55,098.00 (+0.06%)	$6,087,266 (+1.94%) Land $3,516,625 Building $2,570,641	$6,087,266 (+1.94%) Land $3,516,625 Building $2,570,641
2024	$55,064.00 (-0.35%)
2023	$55,257.00 (-2.39%)	$5,971,412 (+3.44%) Land $3,516,590 Building $2,454,822	$5,971,412 (+3.44%) Land $3,516,590 Building $2,454,822
2022	$56,612.00	$5,773,028 Land $3,516,590 Building $2,256,438	$5,773,028 Land $3,516,590 Building $2,256,438

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.