Garrard County property record for 949 Bowmans Bottom Rd, Lancaster, KY 40444
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · built 2014 |
| Lot Size | 133 acres (5,825,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $357,915 (Jul 2006) |
| Tax Bill | $1,703 (2025) |
| Deeds & Mortgages | Jul 2006 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03.03 |
| Primary APN | 02-03.03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,825,627 sqft (133 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 11565 |
|---|---|
| Street Address | 949 BOWMANS BOTTOM RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TRACT 1 |
| Legal Subdivision | GEO NAYLOR HEIRS |
| Legal Tract | 1 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 970101 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 949 BOWMANS BOTTOM RD, LANCASTER, KY 40444-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2006 · Amount on Record |
| Deed Sale | Jul 10, 2006 · Amount on Record |
| Deed Book / Page | 239 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 10, 2006 |
| Property Address | 949 BOWMANS BOTTOM RD, LANCASTER, KY 40444-9652 |
| Document Number | 000239/347 |
| Book / Page | 239 / 347 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,500 (-) | $475,000 (+187.01%) Land $475,000 | |
| 2025 | $1,703.00 (-0.47%) | $165,500 (-) Land $40,500 Building $125,000 | $165,500 (-) Land $40,500 Building $125,000 |
| 2024 | $1,711.00 (-2.84%) | $165,500 (-) Land $40,500 Building $125,000 | $165,500 (-) Land $40,500 Building $125,000 |
| 2023 | $1,761.00 (+2.15%) | $165,500 (+3.12%) Land $40,500 Building $125,000 | $165,500 (+3.12%) Land $40,500 Building $125,000 |
| 2022 | $1,724.00 | $160,500 Land $40,500 Building $120,000 | $160,500 Land $40,500 Building $120,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
| Windstream DSL | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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