Highlands County property record for 949 Arbor St, Sebring, FL 33875 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,390 sqft Living Area |
| Lot Size | 10,423 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2019) |
| Tax Bill | $1,381.00 (2024) |
| Primary APN | C335903200000040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,390 sqft Living Area |
| 1st Floor | 875 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,423 sqft (0.239 acres) |
| Depth X Width | 158 ft x 80 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 675 sqft Driveway |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 128 sqft Shed |
| Patio Area | 60 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 829 sqft Porch |
| Boat House | Boat House |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C335903200000040 |
|---|---|
| Street Address | 949 ARBOR ST |
| City | SEBRING |
| State | FL |
| Zip | 33875-9758 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE JOSEPHINE HTS 1ST ADD PB 6-PG 15 LOT 4 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 33 |
| Legal Subdivision | LAKE JOSEPHINE HEIGHTS 1ST ADD |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 961304 |
Source: Highlands County records · APN C335903200000040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 949 ARBOR ST, SEBRING, FL 33875-9758 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Jul 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Feb 13, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | May 06, 2016 |
| Deed Doc Number | 1928805 |
| Deed Book / Page | 2677 / 1655 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 949 ARBOR ST, SEBRING, FL 33875-9758 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 949 ARBOR ST, SEBRING, FL 33875-9758 |
| Document Number | 0002034026 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 2823/95 |
| Instrument | 2034026 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 949 ARBOR ST, SEBRING, FL 33875-9758 |
| Document Number | 0001991789 |
| Instrument Date | Jul 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 949 ARBOR ST SEBRING FL 338759758, SEBRING, FL 33875-9758 |
| Document Number | 0001991789 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 002762/001548 |
| Instrument | 1991789 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 13, 2019 |
| Property Address | 949 ARBOR ST, SEBRING, FL 33875-9758 |
| Document Number | 0001928805 |
| Book / Page | 002677 / 001655 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 1928805 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 949 ARBOR ST SEBRING FL 338759758, SEBRING, FL 33875-9758 |
| Document Number | 1928806 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 002677/001657 |
| Instrument | 1928806 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2049 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154,949 (+42.18%) | $193,128 (+39%) Land $25,000 Building $168,128 | |
| 2024 | $1,381.00 (+10.48%) | ||
| 2023 | $1,250.00 (+2.63%) Homeowner's exemption | $108,984 (+3%) | $138,938 (+0.07%) Land $25,000 Building $113,938 |
| 2022 | $1,218.00 Homeowner's exemption | $105,810 | $138,838 Land $25,000 Building $113,838 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 806 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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