943 Arbor St, Sebring, FL 33875 Property Records

Highlands County property record for 943 Arbor St, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,271 sqft · built 1959
Lot Size	0.241 acres (10,513 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2025)
Tax Bill	$1,996 (2024)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C335903200000020`

Property Details

APN / Parcel Number

Primary APN	`C335903200000020`
Alternative APN	`C-33-35-29-032-0000-0020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,513 sqft (0.241 acres)
Lot Dimensions	128 ft deep x 77 ft wide
Garage Type	Finished
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	840 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	184 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C335903200000020
Street Address	943 ARBOR ST
City	SEBRING
State	FL
Zip	33875-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE JOSEPHINE HTS 1ST ADD PB 6-PG 15 LOT 2 LESS A TRIANGULAR TR OFF NWLY SIDE THEREOF
Legal Range	29E
Legal Township	35S
Legal Section	33
Legal Subdivision	LAKE JOSEPHINE HEIGHTS 1ST ADD
Legal Lot Number	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1010
Census Tract	961304

Owner

Source: Highlands County records · APN C335903200000020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	943 ARBOR ST, SEBRING, FL 33875-9758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	0031331199
Deed Book / Page	3133 / 1199
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 30, 2018
Property Address	943 ARBOR ST, SEBRING, FL 33875-9758
Document Number	0001909748
Book / Page	2653 / 0956
Map Reference	MB6 PG15
Instrument Date	Aug 23, 2018
Instrument	1909748
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 HILTON AVE, 14, MAPLEWOOD, NJ 07040-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	943 ARBOR ST, SEBRING, FL 33875-9758

Mortgage

Document Number	0001909749
Date	Aug 30, 2018
Instrument	1909749

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,667 (+6.4%) Land $25,000 Building $107,667	$132,667 (+6.4%) Land $25,000 Building $107,667
2024	$1,996.00 (+0.35%)
2023	$1,989.00 (-1.34%)	$124,688 (+0.51%) Land $25,000 Building $99,688	$124,688 (+0.51%) Land $25,000 Building $99,688
2022	$2,016.00	$124,052 Land $25,000 Building $99,052	$124,052 Land $25,000 Building $99,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 141 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6280162, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.