9488 White Oaks Ct, Champlin, MN 55316 Property Records

Hennepin County property record for 9488 White Oaks Ct, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,109 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$43,600 (Sep 1997)
Tax Bill	$6,618 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-23-0037`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-23-0037`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,294 sqft
2nd Floor Area	815 sqft
Basement Area	1,027 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	165 ft deep x 42 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	680 sqft
Deck Area	416 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9488 WHITE OAKS CT
City	CHAMPLIN
State	MN
Zip	55316-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLOCK 001 T ENGSTROMS WHITE OAKS ADDN S 42X165X143X119
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	23
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	1
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1001
Census Tract	26907

Owner

9488 White Oaks Ct is owned and occupied by two individuals who bought it in September 1997.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9488 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1997 · Amount on File
Deed Sale	Sep 23, 1997 · Amount on File
Prior Sale	Sep 23, 1997 · Amount on File
Deed Document Number	1997647561
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9488 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05905100
Date	Dec 10, 2021
Instrument	T05905100

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	9488 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9488 WHITE OAKS CT, CHAMPLIN, MN 55316-2673

Mortgage

Document Number	0T05902019
Date	Dec 1, 2021
Instrument	T05902019

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 9488 White Oaks Ct was $6,618.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,618.00	$532,200 Land $115,500 Building $416,700	$532,200 Land $115,500 Building $416,700
2023	$5,572.00 Homeowner's exemption
2022		$492,000 Land $105,000 Building $387,000	$492,000 Land $105,000 Building $387,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9488 White Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9488 White Oaks Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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