9475 White Oaks Ct, Champlin, MN 55316 Property Records

Hennepin County property record for 9475 White Oaks Ct, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 2,047 sqft · built 1996
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on File
Last Sale	$405,000 (Jun 2020)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-120-21-23-0035`

Property Details

APN / Parcel Number

Primary APN	`31-120-21-23-0035`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,047 sqft Living Area
Gross Area	3,666 sqft
1st Floor Area	1,351 sqft
2nd Floor Area	696 sqft
Basement Area	979 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	11,761 sqft (0.27 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	640 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	9475 WHITE OAKS CT
City	CHAMPLIN
State	MN
Zip	55316-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 012 BLOCK 001 T ENGSTROMS WHITE OAKS ADDN IRREGULAR
Legal Range	21
Legal Township	120
Legal Section	31
Legal Quarter	23
Legal Subdivision	ENGSTROMS WHITE OAKS ADDN
Legal Block	1
Legal Lot Number	12
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1001
Census Tract	26907

Owner

9475 White Oaks Ct is owned by a company that bought it in June 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Company Names on File
Mailing Address	9475 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FEDERAL CREDIT UNION
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Jun 24, 2015 · Amount on File
Deed Document Number	20205717497
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Aug 25, 2026
Property Address	9475 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Document Number	0006221392
Instrument Date	Aug 14, 2026
Instrument	20266221392
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9475 WHITE OAKS CT, CHAMPLIN, MN 55316-2673

Mortgage

Document Number	0006221392,
Date	Aug 25, 2026
Instrument	20266221392

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 20, 2036

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 16, 2020
Property Address	9475 WHITE OAKS CT, CHAMPLIN, MN 55316-2673
Document Number	0T05717497
Instrument Date	Jun 15, 2020
Instrument	T05717497
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,336.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9475 WHITE OAKS CT, CHAMPLIN, MN 55316-2673

Mortgage

Document Number	0T05717498
Date	Jun 16, 2020
Instrument	T05717498

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9475 White Oaks Ct was $6,812.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00	$545,300 Land $121,000 Building $424,300	$545,300 Land $121,000 Building $424,300
2023	$5,599.00
2022		$495,000 Land $110,000 Building $385,000	$495,000 Land $110,000 Building $385,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9475 White Oaks Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9475 White Oaks Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on White Oaks Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures