9486 Waterfall Pl, Custer, WA 98240 Property Records

Whatcom County property record for 9486 Waterfall Pl, Custer, WA 98240

Property Summary

Property Type	Orchard (Fruit, Nut)
Details	3 bd · 2 ba · 3,860 sqft · built 1989
Lot Size	9.09 acres (395,960 sqft)
Owner	Individual on Record
Last Sale	$625,000 (Apr 2020)
Tax Bill	$10,401 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`400101-179237-0000`

Property Details

APN / Parcel Number

Primary APN	`400101-179237-0000`
Alternative APNs	`112908` `513095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,860 sqft Gross Area
1st Floor Area	2,939 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	395,960 sqft (9.09 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Deck Area	629 sqft
Patio Area	364 sqft
Storage Building	1,080 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	112908
Street Address	9486 WATERFALL PL
City	CUSTER
State	WA
Zip	98240-9245
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Orchard (Fruit, Nut)
Local Zoning Code	R10A
Legal Description	THAT PTN OF N 1/2 NE SW DAF-BEG AT S 1/4 COR-TH N 00 DEG 4555 E ALG N-S SEC C/L 2588.42 FT TO SEC CTR-TH N 89 DEG 1920 W ALG N LI OF N 1/2 NE SW 30 FT TO W MARGIN OF STEIN RD-POB-TH N 89 DEG 1920 W 1293.47 FT TO NW COR OF SD SUBDIV-TH S 00 DEG 2954 W
Legal Range	01
Legal Township	40
Legal Section	01
Legal Block	1
Legal Lot Number	2588
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1016
Census Tract	10408

Owner

Source: Whatcom County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	9486 WATERFALL PL, CUSTER, WA 98240-9245
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE INSURANCE
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 18, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 2, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on Record
Deed Sale	Apr 2, 2020 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	2020400217
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9486 WATERFALL PL, CUSTER, WA 98240-9245
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	WASHINGTON MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9486 WATERFALL PL, CUSTER, WA 98240-9245

Mortgage

Document Number	0000301106
Date	Mar 16, 2026
Instrument	2026-0301106

Lender

Name	FIRST AMERICAN TITLE INSURANCE
Type	Insurance Company
Address	PORTLAND, OR 97204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9486 WATERFALL PL, CUSTER, WA 98240-9245
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800323
Date	Aug 3, 2021
Instrument	2021-0800323

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9486 WATERFALL PL, CUSTER, WA 98240-9245
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9486 WATERFALL PL, CUSTER, WA 98240-9245

Mortgage

Document Number	0000902100
Date	Sep 28, 2023
Instrument	2023-0902100

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 18, 2023
Property Address	9486 WATERFALL PL, CUSTER, WA 98240-9245
Document Number	0000401241
Instrument Date	Apr 17, 2023
Instrument	2023-0401241
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 2, 2020
Property Address	9486 WATERFALL PL, CUSTER, WA 98240-9245
Document Number	2200400217
Instrument Date	May 28, 2013
Instrument	400217
Transaction Type	Transfer
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9486 WATERFALL PL CUSTER WA 982409245, CUSTER, WA 98240-9245

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,401.00 (+173.85%)	$1,441,847 (+81.12%) Land $380,070 Building $1,061,777	$1,441,847 (+23.48%) Land $380,070 Building $1,061,777
2022		$796,064 Land $74,823 Building $721,241	$1,167,704 Land $446,463 Building $721,241
2021	$3,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	75 / 20

May also be available: AT&T.

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