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9485 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9485 E River Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,440 sqft Heated Area
Lot Size85,900 sqft (1.97 acres)
OccupancyOwner Occupied
Last Sale$390,000 (2018)
Tax Bill$243.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-2S-26-0000-00220-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,440 sqft Heated Area
Gross Area3,712 sqft Gross Area
1st Floor3,199 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area85,900 sqft (1.97 acres)
Parking Spaces3 Parking Spaces
Garage Area759 sqft Garage
PorchOpen Porch
Porch Area477 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number112S260000002200000
Street Address9485 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2516
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT SW CORN OF LOT 1 BLK 4 WHISPERING PINES EST THN S60* 19'12W ON EXT OF S LN OF SAID LOT 60.24 FT TO W LN OF EAST BAY
Legal Range26W
Legal Township02S
Legal Section11
Legal SubdivisionWHISPERING PINES EST
Legal Block4
Legal Lot Number1,60
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2000
Census Tract10827

Owner

Source: Santa Rosa County records · APN 11-2S-26-0000-00220-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address9485 E RIVER DR, NAVARRE, FL 32566-2516
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Line of Credit
EGLIN FCU
Oct 19, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
STRONG HOME MORTGAGE LLC
Aug 19, 2019Intrafamily Transfer, Transfer · Veterans Administration Mortgage
STRONG HOME MORTGAGE LLC
Sep 21, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
VICTORIAN FIN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2018 · Amount on Record
Deed SaleSep 21, 2018 · Amount on Record
Prior SaleSep 21, 2018 · Amount on Record
Deed Doc Number0037680451
Deed Book / Page003768 / 000451
Last Transfer DateAug 19, 2019
Transfer Doc0038610014
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9485 E RIVER DR, NAVARRE, FL 32566-2516
Transaction TypeMortgage
Record UpdatedMay 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9485 E RIVER DR, NAVARRE, FL 32566-2516

Mortgage

Document Number0042630726
DateMar 28, 2022
Book Page4263/726
Instrument202218165
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9485 E RIVER DR, NAVARRE, FL 32566-2516
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address9485 E RIVER DR, NAVARRE, FL 32566-2516

Mortgage

Document Number0040151630
DateOct 19, 2020
Book Page4015/1630
Instrument202053804
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateAug 19, 2019
Property Address9485 E RIVER DR, NAVARRE, FL 32566-2516
Document Number0038610014
Book / Page3861 / 0014
Instrument DateAug 08, 2019
Instrument201936363
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9485 E RIVER DR, 9485, NAVARRE, FL 32566-2516

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address9485 E RIVER DR, NAVARRE, FL 32566-2516

Mortgage

Document Number0038610017
DateAug 19, 2019
Book Page3861/0017
Instrument201936364
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressWOODBRIDGE, VA 22192
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 21, 2018
Property Address9485 E RIVER DR, NAVARRE, FL 32566-2516
Document Number0037680451
Book / Page003768 / 000451
Instrument DateSep 19, 2018
Instrument40866
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyMEAD LAW AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9485 E RIVER DR NAVARRE FL 325662516, NAVARRE, FL 32566-2516

Mortgage

Document Number37680438
DateSep 21, 2018
Book Page003768/000438
Instrument40865
Lender
NameVICTORIAN FIN
TypeFunding / Finance Company
AddressPITTSBURGH, PA 15244
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$243.00 (+7.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$338,034 (+3%)$477,612 (+6.27%) Land $114,750 Building $362,862
2023$226.00 (+9.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$328,188 (+8.63%)$449,429 (+3.07%) Land $89,250 Building $360,179
2022$207.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$302,119$436,054 Land $89,250 Building $346,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 671 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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