9482 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9482 E River Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,825 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Garage	440 sqft
Occupancy	Owner Occupied
Tax Bill	$2,352.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-00400-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,825 sqft Heated Area
Gross Area	3,658 sqft Gross Area
1st Floor	2,265 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Exterior Material	Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Masonry Foundation
Roof Material	Metal Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Area	440 sqft Garage

Exterior Amenities

Pool House	224 sqft Pool House
Shed	1 Shed
Shed Area	1 sqft Shed
Patio Area	748 sqft Patio
Porch	Enclosed Porch
Porch Area	645 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	112S265689004000010
Street Address	9482 E RIVER DR
City	NAVARRE
State	FL
Zip	32566-2519
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES ESTATES LOT 1 BLK 4 AS DES IN OR 2088 PG 372
Legal Range	26W
Legal Township	02S
Legal Section	11
Legal Subdivision	WHISPERING PINES ESTATES
Legal Block	4
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Minor Civil Division	HOLLEY-NAVARRE
Census Blockgroup	2
Census Block	2000
Census Tract	10827

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00400-0010

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9482 E RIVER DR, NAVARRE, FL 32566-2519
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2002
Deed Sale	Dec 30, 2002
Deed Doc Number	0002088372
Record Refreshed	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9482 E RIVER DR, NAVARRE, FL 32566-2519
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9482 E RIVER DR, NAVARRE, FL 32566-2519

Mortgage

Document Number	0043621974
Date	Jan 30, 2023
Book Page	4362/1974
Instrument	202303800

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,352.00 (+7.01%) Homeowner's exemption	$228,172 (+7.13%)	$311,627 (+11.03%) Land $100,000 Building $211,627
2023	$2,198.00 (+2.85%) Homeowner's exemption	$212,981 (+3%)	$280,658 (+14.9%) Land $80,000 Building $200,658
2022	$2,137.00 Homeowner's exemption	$206,778	$244,268 Land $50,000 Building $194,268

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 28% of Florida
Wildfire Likelihood	About 1 in 746 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.