948 Sylvan Cir, Naperville, IL 60540 Property Records

DuPage County property record for 948 Sylvan Cir, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,175 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Sep 2022)
Tax Bill	$34,619 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-19-204-012`

Property Details

APN / Parcel Number

Primary APN	`08-19-204-012`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,175 sqft Living Area
Gross Area	6,996 sqft
1st Floor Area	1,970 sqft
2nd Floor Area	2,305 sqft
Upper Floors Area	424 sqft
Basement Area	2,721 sqft
Finished Basement	1,900 sqft
Unfinished Basement	821 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	11,761 sqft (0.27 acres)
Garage Area	751 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	948 SYLVAN CIR
City	NAPERVILLE
State	IL
Zip	60540-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SHIFFLER BROS OAK HILLS S 90 FT
Legal Subdivision	SHIFFLER BROS OAK HILLS
Legal Lot Number	52
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2015
Census Tract	846209

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	737 ALAMEDA AVE, NOLENSVILLE, TN 37135-9314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 10, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STC CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	202287229
Prior Transfer Date	Feb 3, 2006
Prior Transfer Doc	0000027022
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 21, 2022
Property Address	948 SYLVAN CIR, NAPERVILLE, IL 60540-5532
Document Number	0000087229
Map Reference	DOC 499253
Instrument Date	Aug 4, 2022
Instrument	R2022-087229
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	948 SYLVAN CIR, NAPERVILLE, IL 60540-5532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087230
Date	Sep 21, 2022
Instrument	R2022-087230

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 10, 2017
Property Address	948 SYLVAN CIR, NAPERVILLE, IL 60540-5532
Instrument Date	Aug 10, 2017
Instrument	81807
Transaction Type	Construction Loan
Record Updated	Sep 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2339 WILMINGTON CT NAPERVILLE IL 605655382, NAPERVILLE, IL 60565-5382

Mortgage

Document Number	0000081807
Date	Aug 10, 2017
Instrument	81807

Lender

Name	STC CAP BK
Type	Mortgage Company
Address	460 S 1ST ST, ST CHARLES, IL 60174-2806

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.9%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,619.00 (+12.26%)	$601,193 (+24.6%) Land $164,413 Building $436,780	$1,803,579 (+24.6%) Land $493,239 Building $1,310,340
2022	$30,838.00 Homeowner's exemption	$482,500 Land $138,260 Building $344,240	$1,447,500 Land $414,780 Building $1,032,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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