1004 Sylvan Cir, Naperville, IL 60540 Property Records

DuPage County property record for 1004 Sylvan Cir, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 7,309 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,815,000 (May 2025)
Tax Bill	$34,014 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-204-018`

Property Details

APN / Parcel Number

Primary APN	`08-19-204-018`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,309 sqft Living Area
Gross Area	7,362 sqft
1st Floor Area	2,448 sqft
2nd Floor Area	2,466 sqft
Basement Area	2,448 sqft
Finished Basement	2,395 sqft
Unfinished Basement	53 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Lot Area	15,682 sqft (0.36 acres)
Garage Area	1,363 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1004 SYLVAN CIR
City	NAPERVILLE
State	IL
Zip	60540-5534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SHIFFLER BROS OAK HILLS /EX S 175 FT/
Legal Subdivision	SHIFFLER BROS OAK HILLS
Legal Lot Number	46
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2015
Census Tract	846209

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2650 N PAULINA ST, CHICAGO, IL 60614-1018
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 22, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	May 10, 2013 · Amount on Record
Deed Document Number	202531852
Prior Transfer Date	Nov 7, 2020
Prior Transfer Doc	0000139977
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1004 SYLVAN CIR, NAPERVILLE, IL 60540-5534
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SYLVAN CIR, NAPERVILLE, IL 60540-5534

Mortgage

Document Number	0000030669
Date	May 18, 2023
Instrument	R2023-030669

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 24, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1004 SYLVAN CIR, NAPERVILLE, IL 60540-5534
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096060
Date	Oct 22, 2019
Instrument	R2019-096060

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Sep 14, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 19, 2020
Property Address	1004 SYLVAN CIR, NAPERVILLE, IL 60540-5534
Document Number	0000139977
Instrument Date	Nov 7, 2020
Instrument	139977
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1004 SYLVAN CIR NAPERVILLE IL 605405534, NAPERVILLE, IL 60540-5534

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,014.00 (+15.04%)	$590,836 (+27.65%) Land $179,338 Building $411,498	$1,772,508 (+27.65%) Land $538,014 Building $1,234,494
2022	$29,566.00 Homeowner's exemption	$462,850 Land $150,810 Building $312,040	$1,388,550 Land $452,430 Building $936,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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