Polk County property record for 948 Ridgegreen Loop N, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,086 sqft · built 1984 |
| Lot Size | 0.444 acres (19,336 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jan 2016) |
| Tax Bill | $2,133 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161002-001900 |
| Primary APN | 24-27-08-161002-001900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,086 sqft Living Area |
| Gross Area | 2,587 sqft |
| 1st Floor Area | 2,086 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 19,336 sqft (0.444 acres) |
| Lot Dimensions | 160 ft deep x 114 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 501 sqft |
| Pool Area | 600 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 266 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 948 RIDGEGREEN LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-0865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERIDGE PHASE FOUR PB 76 PG 22 LOT 190 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 04 |
| Legal Phase | 4 |
| Legal Tract | 161002 |
| Legal Block | 1 |
| Legal Lot Number | 190 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 948 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK & TRUST |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on Record |
| Deed Sale | Jan 11, 2016 · Amount on Record |
| Prior Sale | Sep 18, 2015 · Amount on Record |
| Deed Document Number | 20165139 |
| Deed Book / Page | 9719 / 306 |
| Prior Transfer Date | Sep 17, 2015 |
| Prior Transfer Doc | 0000170001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 948 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0865 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 948 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0865 |
| Document Number | 0000188414 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 12333/510 |
| Instrument | 2022188414 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 948 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0865 |
| Document Number | 0112742205 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 948 RIDGEGREEN LOOP N LAKELAND FL 338090865, LAKELAND, FL 33809-0865 |
| Document Number | 0112742205 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 011274/002205 |
| Instrument | 125294 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 22, 2045 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,770 (+2.7%) | $309,926 (-1.13%) Land $60,000 Building $249,926 | |
| 2025 | $2,133.00 (-17.42%) Homeowner's exemption | $205,229 (+5.99%) | $313,455 (-1.69%) Land $60,000 Building $253,455 |
| 2023 | $2,583.00 (+3.82%) Homeowner's exemption | $193,636 (+3%) | $318,835 (+16.09%) Land $58,000 Building $260,835 |
| 2022 | $2,488.00 Homeowner's exemption | $187,996 | $274,647 Land $48,000 Building $226,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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