Polk County property record for 1005 Ridgegreen Loop N, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,130 sqft · built 1989 |
| Lot Size | 0.388 acres (16,906 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $162,000 (May 2013) |
| Tax Bill | $1,819 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161002-002660 |
| Primary APN | 24-27-08-161002-002660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 2,571 sqft |
| 1st Floor Area | 2,130 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,906 sqft (0.388 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1005 RIDGEGREEN LOOP N |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-0868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERIDGE PHASE FOUR PB 76 PG 22 LOT 266 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 04 |
| Legal Phase | 4 |
| Legal Tract | 161002 |
| Legal Block | 1 |
| Legal Lot Number | 266 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1005 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC |
| Sep 24, 2019 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Apr 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage ACCEPTANCE CAP MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2013 · Amount on Record |
| Deed Sale | May 28, 2013 · Amount on Record |
| Deed Document Number | 201398958 |
| Deed Book / Page | 8967 / 614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1005 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Name | Verified Name |
|---|---|
| Address | 1005 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0000250135 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 12419/1662 |
| Instrument | 2022250135 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1005 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0110100258 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1005 RIDGEGREEN LOOP N LAKELAND FL 338090868, LAKELAND, FL 33809-0868 |
| Document Number | 0110100258 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 011010/000258 |
| Instrument | 220876 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1005 RIDGEGREEN LOOP N, LAKELAND, FL 33809-0868 |
| Document Number | 0101400402 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1005 RIDGEGREEN LOOP N LAKELAND FL 338090868, LAKELAND, FL 33809-0868 |
| Document Number | 0101400402 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 010140/000402 |
| Instrument | 87257 |
| Name | ACCEPTANCE CAP MTG CORP |
|---|---|
| Address | SPOKANE, WA 99208 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,800 (+2.7%) | $339,293 (+2.7%) Land $60,000 Building $279,293 | |
| 2025 | $1,819.00 (-21.05%) Homeowner's exemption | $180,915 (+5.99%) | $330,372 (-0.32%) Land $60,000 Building $270,372 |
| 2023 | $2,304.00 (+6.47%) Homeowner's exemption | $170,695 (+3%) | $331,446 (+15.87%) Land $58,000 Building $273,446 |
| 2022 | $2,164.00 Homeowner's exemption | $165,723 | $286,060 Land $48,000 Building $238,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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