948 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 948 N 12th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,014 sqft · built 1910
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Jun 2026)
Tax Bill	$1,428 (2026)
Deeds & Mortgages	Jun 2026 Sale Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-5570`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-5570`
Alternative APNs	`13-5317-46-15-5570` `13193250` `193250`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,014 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13193250
Street Address	948 N 12TH ST
City	READING
State	PA
Zip	19604-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

948 N 12th St is owned by two individuals who bought it in June 2026.

Source: Berks County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1042 N 11TH ST, READING, PA 19604-2223
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer SKYLINE SETTLEMENT SERVICES, SKYLINE SETTLEMENT SERVICES LL
Dec 18, 2025	Deed, Transfer KAPLAN LENDING LLC A PENNSYLVANI
Mar 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Dec 18, 2025 · Amount on File
Deed Document Number	202619409
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000011986
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 18, 2026
Property Address	948 N 12TH ST, READING, PA 19604-2319
Document Number	0000019409
Instrument Date	May 8, 2026
Instrument	202619409
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SKYLINE SETTLEMENT SERVICES, SKYLINE SETTLEMENT SERVICES LL

Transaction

Amount	Amount on Record
Tax	$234,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 N 11TH ST, READING, PA 19604-2223

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 18, 2025
Property Address	948 N 12TH ST, READING, PA 19604-2319
Document Number	0000039756
Instrument Date	Dec 15, 2025
Instrument	2025039756
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	YOUR HOME STLMT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 BROADWAY BLVD, READING, PA 19607-1704

Mortgage

Document Number	0000039757
Date	Dec 18, 2025
Instrument	2025039757

Lender

Name	KAPLAN LENDING LLC A PENNSYLVANI

Agreement

Amount	Amount on Record
Term	6 Months
Due	Jun 18, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Mar 22, 2022
Property Address	948 N 12TH ST, READING, PA 19604-2319
Document Number	0000011986
Instrument Date	Jan 12, 2022
Instrument	2022011986
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 N 12TH ST, READING, PA 19604-2319

Tax Assessment & Valuation

The 2026 property tax bill for 948 N 12th St was $1,428, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,428.00 (+4.01%)	$50,600 (-) Land $17,500 Building $33,100	$17,500 (-) Land $17,500
2025	$1,373.00 (+2.54%) Homeowner's exemption	$50,600 (-) Land $17,500 Building $33,100	$17,500 Land $17,500
2024	$1,339.00 Homeowner's exemption	$50,600 Land $17,500 Building $33,100
1994			$50,600 Land $17,500 Building $33,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 948 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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