944 N 12th St, Reading, PA 19604 Property Records

Berks County property record for 944 N 12th St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,357 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2022)
Tax Bill	$1,278 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-5477`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-5477`
Alternative APNs	`13-5317-46-15-5477` `13193150` `193150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,357 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13193150
Street Address	944 N 12TH ST
City	READING
State	PA
Zip	19604-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

944 N 12th St is owned and occupied by an individual who bought it in August 2022.

Source: Berks County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	944 N 12TH ST, READING, PA 19604-2319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · VA Mortgage IMPERIAL LENDING LLC
Aug 24, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 19, 2022	Deed, Transfer NOT AVAILABLE, PLATINUM HOME SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	May 19, 2022 · Amount on File
Deed Document Number	202234064
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Oct 9, 2026
Property Address	944 N 12TH ST, READING, PA 19604-2319
Document Number	0000034096
Instrument Date	Oct 3, 2026
Instrument	202634096
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	FIRST TITLE COMPANY, FIRST TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 N 12TH ST, READING, PA 19604-2319

Mortgage

Document Number	0000034096,
Date	Oct 9, 2026
Instrument	202634096

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 24, 2022
Property Address	944 N 12TH ST, READING, PA 19604-2319
Document Number	0000034064
Instrument Date	Aug 19, 2022
Instrument	2022034064
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 N 12TH ST, READING, PA 19604-2319

Mortgage

Document Number	0000034065
Date	Aug 24, 2022
Instrument	2022034065

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 19, 2022
Property Address	944 N 12TH ST, READING, PA 19604-2319
Document Number	0000020713
Instrument Date	May 13, 2022
Instrument	2022020713
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	NOT AVAILABLE, PLATINUM HOME SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2439 FAIRVIEW AVE, READING, PA 19606-2064

Tax Assessment & Valuation

The 2026 property tax bill for 944 N 12th St was $1,278.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,278.00	$45,300 Land $15,000 Building $30,300	$15,000 Land $15,000
2024	$1,199.00	$45,300 Land $15,000 Building $30,300
1994			$45,300 Land $15,000 Building $30,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 944 N 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 944 N 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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