948 Monterey Ct S, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 948 Monterey Ct S, Shoreview, MN 55126

Property Summary

Property TypeTownhouse
Details3 bd · 1.5 ba · 1,418 sqft · built 1977
Lot Size0.4 acres (1,742 sqft)
Owner2 Individual Names on File
Tax Bill$3,056 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-30-23-31-0236

Property Details

APN / Parcel Number

Primary APN14-30-23-31-0236
Alternative APNs
  • 8275288
  • 312108

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,418 sqft Living Area
1st Floor Area722 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1979
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeWood
Lot Area1,742 sqft (0.4 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area382 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number312108
Street Address948 MONTEREY CT S
CitySAINT PAUL
StateMN
Zip55126-5963
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLAKE MARTHA FOURTH ADDITION LOT 1 BLK 10
Legal Range23
Legal Township30
Legal Section14
Legal SubdivisionLAKE MARTHA FOURTH ADDITION
Legal Block10
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group3
Census Block3000
Census Tract40707

Owner

948 Monterey Ct S, a townhouse, is owned and occupied by two individuals.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address948 MONTEREY CT S, SAINT PAUL, MN 55126-5963
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address948 MONTEREY CT S, SHOREVIEW, MN 55126-5963
Document Number0002684901
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedJan 5, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address948 MONTEREY CT S SHOREVIEW MN 551265963, SHOREVIEW, MN 55126-5963

Mortgage

Document Number0002684901
DateDec 21, 2020
Instrument2684901
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 948 Monterey Ct S was $3,056 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$229,100 Land $50,000 Building $179,100$229,100 Land $50,000 Building $179,100
2025$3,056.00
2023$2,828.00 Homeowner's exemption$226,400 Land $50,000 Building $176,400$226,400 Land $50,000 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 948 Monterey Ct S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Monterey Ct S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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