Ramsey County property record for 946 Monterey Ct S, Shoreview, MN 55126
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,418 sqft · built 1977 |
| Lot Size | 0.039 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,823 (Dec 2010) |
| Tax Bill | $2,828 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-31-0229 |
| Primary APN | 14-30-23-31-0229 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 722 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 1,742 sqft (0.039 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 382 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 143023310094 |
|---|---|
| Street Address | 946 MONTEREY CT S |
| City | SHOREVIEW |
| State | MN |
| Zip | 55126-5963 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | B |
| Legal Description | LAKE MARTHA FOURTH ADDITION LOT 6 BLK 8 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 1 |
| Legal Subdivision | LAKE MARTHA FOURTH ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40707 |
946 Monterey Ct S, a townhouse, is owned and occupied by an individual who bought it in December 2010.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 946 MONTEREY CT S, SHOREVIEW, MN 55126-5963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2010 · Amount on File |
| Deed Sale | Dec 23, 2010 · Amount on File |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 946 MONTEREY CT S, SHOREVIEW, MN 55126-5963 |
| Document Number | 0002657704 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 946 MONTEREY CT S ST PAUL MN 551265963, ST PAUL, MN 55126-5963 |
| Document Number | 0002657704 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2657704 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 946 MONTEREY CT S, SHOREVIEW, MN 55126-5963 |
| Document Number | 0002612707 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 946 MONTEREY CT S ST PAUL MN 551265963, ST PAUL, MN 55126-5963 |
| Document Number | 0002612707 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 2612707 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2048 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,828.00 Homeowner's exemption | $226,400 Land $50,000 Building $176,400 | $226,400 Land $50,000 Building $176,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 946 Monterey Ct S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 946 Monterey Ct S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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