948 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 948 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property TypeApartments (5+ Units)
Details7,296 sqft · built 1940
Lot Size0.21 acres (9,148 sqft)
OwnerOwner Name on File
Tax Bill$9,065 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN215-0070-0046-00

Property Details

APN / Parcel Number

Primary APN215-0070-0046-00

Interior

Stories2 Stories
Building Area7,296 sqft

Exterior

Year BuiltBuilt 1940
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions160 ft deep x 60 ft wide
Garage TypeBasement
Garage Area4 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address948 LUDLOW AVE
CityCINCINNATI
StateOH
Zip45220-1031
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionLUDLOW AV 59.83X160.40 IRLOT 21 PT 20 BOWDLE ET ALSUB&PT OLD LUDLOW A PRS 46-102-103 CONS
Legal SubdivisionBOWDLE ET AL SUB
Legal Lot Number21
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1010
Census Tract7100

Owner

The current owner of 948 Ludlow Ave acquired it in April 2014.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordOwner Name on File
Mailing Address310 TERRACE AVE STE 200, 200, CINCINNATI, OH 45220-2078

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2014
Deed SaleApr 10, 2014
Prior SaleJul 11, 2003
Deed Document Number14-033574
Deed Book / Page12578 / 00468
Record UpdatedJun 8, 2026

October 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateOct 1, 2018
Property Address948 LUDLOW AVE, CINCINNATI, OH 45220-1031
Book / Page013764 / 001886
Instrument DateSep 28, 2018
Instrument87082
Transaction TypeMortgage
Record UpdatedNov 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address310 TERRACE AVE CINCINNATI OH 452202078, CINCINNATI, OH 45220-2078

Mortgage

Document Number0000087082
DateOct 1, 2018
Book Page013764/001886
Instrument87082
Lender
NameFIRST CMNWLT BK
TypeBank
Address601 PHILADELPHIA ST, INDIANA, PA 15701-3903
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 30, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 948 Ludlow Ave was $9,065, up 0.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,065.00 (+0.67%)$109,193 (-) Land $45,045 Building $64,148
2024$9,005.00 (+0.26%)$109,193 (-) Land $45,045 Building $64,148
2023$8,982.00 (+0.57%)$109,193 (+10.97%) Land $45,045 Building $64,148$311,980 Land $128,700 Building $183,280
2022$8,931.00$98,403 Land $43,313 Building $55,090
2020$281,150 Land $123,750 Building $157,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 948 Ludlow Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1978–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 948 Ludlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Ludlow Ave

Nearby Streets

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