940 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 940 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,716 sqft · built 1938
Lot Size	0.217 acres (9,453 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Oct 2019)
Tax Bill	$6,041 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`215-0070-0064-00`

Property Details

APN / Parcel Number

Primary APN	`215-0070-0064-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,716 sqft Finished Area
1st Floor Area	858 sqft
2nd Floor Area	858 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	204 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	940 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-1013
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LUDLOW AVE 50 X 204.83 IRLT 45 BOWDLE ET AL SUB&PTLUDLOW AVE VAC PRS 64-97 CONS
Legal Subdivision	BOWDLE ET AL SUB
Legal Lot Number	45
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	7100

Owner

940 Ludlow Ave, a duplex, is owned by a company that bought it in October 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Company Name on File
Mailing Address	310 TERRACE AVE STE 200, 200, CINCINNATI, OH 45220-2078
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BK
Oct 30, 2019	Grant Deed, Transfer PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Deed Document Number	2019-0095010
Deed Book / Page	14034 / 03589
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	940 LUDLOW AVE, CINCINNATI, OH 45220-1013
Document Number	0000010162
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 TERRACE AVE CINCINNATI OH 452202078, CINCINNATI, OH 45220-2078

Mortgage

Document Number	0000010162
Date	Jan 30, 2020
Book Page	014094/000672
Instrument	10162

Lender

Name	HERITAGE BK
Type	Bank
Address	NEWPORT, KY 41071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 29, 2040

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2019
Property Address	940 LUDLOW AVE, CINCINNATI, OH 45220-1013
Document Number	0000095010
Book / Page	014034 / 003589
Instrument Date	Oct 17, 2019
Instrument	95010
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	310 TERRACE AVE #200 CINCINNATI OH 452202078, 200, CINCINNATI, OH 45220-2078

Tax Assessment & Valuation

The 2025 property tax bill for 940 Ludlow Ave was $6,041, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,041.00 (+0.13%)	$94,042 (-) Land $32,830 Building $61,212
2024	$6,033.00 (-0.18%)	$94,042 (-) Land $32,830 Building $61,212
2023	$6,044.00 (+0.72%)	$94,042 (+11.95%) Land $32,830 Building $61,212	$268,690 Land $93,800 Building $174,890
2022	$6,001.00	$84,000 Land $29,372 Building $54,628
2020			$240,000 Land $83,920 Building $156,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 940 Ludlow Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Ludlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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