948 Janet Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 948 Janet Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,739 sqft · built 1950
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jun 2000)
Tax Bill	$10,485 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`233-160-049`

Property Details

APN / Parcel Number

Primary APN	`233-160-049`
Alternative APN	`233-160-049-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,739 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1954
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	948 JANET LN
City	LAFAYETTE
State	CA
Zip	94549-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE MEADOWS POR LOTS 12 & 13
Legal Subdivision	LAFAYETTE MDWS
Legal Lot Number	12,13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	349000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	948 JANET LN, LAFAYETTE, CA 94549-4719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2000 · Amount on Record
Deed Sale	Jun 14, 2000 · Amount on Record
Prior Sale	Dec 3, 1998 · Amount on Record
Deed Document Number	2000122525
Last Transfer Date	Jun 26, 2012
Transfer Doc	0000156691
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	948 JANET LN, LAFAYETTE, CA 94549-4719
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130787
Date	Aug 16, 2018
Instrument	2018-130787

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	948 JANET LN, LAFAYETTE, CA 94549-4719
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219970
Date	Dec 9, 2019
Instrument	2019-219970

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	948 JANET LN, LAFAYETTE, CA 94549-4719
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 JANET LN, LAFAYETTE, CA 94549-4719

Mortgage

Document Number	0000056331
Date	Feb 24, 2021
Instrument	2021-056331

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	948 JANET LN, LAFAYETTE, CA 94549-4719
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 JANET LN, LAFAYETTE, CA 94549-4719

Mortgage

Document Number	0000306972
Date	Nov 3, 2021
Instrument	2021-306972

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	948 JANET LN, LAFAYETTE, CA 94549-4719
Document Number	0000083741
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 JANET LN LAFAYETTE CA 945494719, LAFAYETTE, CA 94549-4719

Mortgage

Document Number	0000083741
Date	May 4, 2020
Instrument	83741

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,841 (+2%) Land $458,551 Building $325,290
2025	$10,485.00 (+3.66%)	$768,472 (+4.04%) Land $449,560 Building $318,912
2023	$10,115.00 (+1.57%)	$738,633 Land $432,104 Building $306,529
2022	$9,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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