940 Janet Ln, Lafayette, CA 94549 Property Records

Contra Costa County property record for 940 Janet Ln, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1950
Lot Size	0.241 acres (10,500 sqft)
Owner	Trust Name on File
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-160-026-8`

Property Details

APN / Parcel Number

Primary APN	`233-160-026-8`
Alternative APN	`233-160-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1955
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	940 JANET LN
City	LAFAYETTE
State	CA
Zip	94549-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE MEADOWS LOT 15
Legal Subdivision	LAFAYETTE MDWS
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	349000

Owner

940 Janet Ln is owner-occupied and held in a trust since September 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	940 JANET LN, LAFAYETTE, CA 94549-4719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 3, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 22, 2017
Transfer Doc	0000180936
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	940 JANET LN, LAFAYETTE, CA 94549-4719
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 JANET LN, LAFAYETTE, CA 94549-4719

Mortgage

Document Number	0000059023
Date	Jun 21, 2023
Instrument	2023-059023

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	940 JANET LN, LAFAYETTE, CA 94549-4719
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068967
Date	Apr 10, 2020
Instrument	2020-068967

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 3, 2017
Property Address	940 JANET LN, LAFAYETTE, CA 94549-4719
Document Number	0000180936
Instrument Date	Sep 27, 2017
Instrument	180936
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	940 JANET LN LAFAYETTE CA 945494719, LAFAYETTE, CA 94549-4719

Tax Assessment & Valuation

The 2025 property tax bill for 940 Janet Ln was $5,915 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,899 (+2%) Land $337,768 Building $148,131
2025	$5,915.00 Homeowner's exemption	$476,373 Land $331,146 Building $145,227
2023	$5,690.00 (-17.07%) Homeowner's exemption	$457,877 Land $318,288 Building $139,589
2022	$6,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 940 Janet Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	9 (1978–2017)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 940 Janet Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Janet Ln

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