Miami County property record for 948 E Main St, Troy, OH 45373 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1926 |
| Square Footage | 2,294 sqft Living Area |
| Lot Size | 6,708 sqft (0.154 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130 (2022) |
| Tax Bill | $3,297.00 (2025) |
| Primary APN | D08-105216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,294 sqft Living Area |
| 1st Floor | 2,700 sqft 1st Floor |
| Upper Floors | 944 sqft Upper Floors |
| Basement Area | 1,049 sqft Basement |
| Unfinished Basement | 1,049 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,708 sqft (0.154 acres) |
| Depth X Width | 120 ft x 94 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 889 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 259 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 948 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 9812 |
| Legal Subdivision | CITY OF TROY |
| Legal Lot Number | 9812 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-105216
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 948 E MAIN ST, TROY, OH 45373-3423 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Jul 07, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| May 19, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Deed Doc Number | 20227953 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 08, 2026 |
| Property Address | 948 E MAIN ST, TROY, OH 45373-3423 |
| Document Number | 0000008411 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20268411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 948 E MAIN ST, TROY, OH 45373-3423 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008411, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 20268411 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 28, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 948 E MAIN ST, TROY, OH 45373-3423 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007208 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 2023OR-07208 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 19, 2022 |
| Property Address | 948 E MAIN ST, TROY, OH 45373-3423 |
| Document Number | 0000007953 |
| Map Reference | VOL 20 PG 115 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022OR-07953 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 948 E MAIN ST, TROY, OH 45373-3423 |
| Document Number | 0000007954 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022OR-07954 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,297.00 (+56.4%) Homeowner's exemption | $95,590 (+71.43%) Land $7,910 Building $87,680 | $273,100 (+71.44%) Land $22,600 Building $250,500 |
| 2024 | $2,108.00 (+2.23%) Homeowner's exemption | $55,760 (-) Land $8,230 Building $47,530 | |
| 2023 | $2,062.00 (+17.43%) Homeowner's exemption | $55,760 (-) Land $8,230 Building $47,530 | $159,300 (-) Land $23,500 Building $135,800 |
| 2022 | $1,756.00 Homeowner's exemption | $55,760 Land $8,230 Building $47,530 | $159,300 Land $23,500 Building $135,800 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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