Miami County property record for 940 E Main St, Troy, OH 45373 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1935 |
| Square Footage | 748 sqft Living Area |
| Lot Size | 2,439 sqft (0.056 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $126,000 (2026) |
| Tax Bill | $1,467.00 (2025) |
| Primary APN | D08-105214 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 748 sqft Living Area |
| 1st Floor | 1,064 sqft 1st Floor |
| Attic Area | 216 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 451 sqft Basement |
| Unfinished Basement | 451 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 2,439 sqft (0.056 acres) |
| Depth X Width | 56 ft x 49 ft Depth x Width |
| Garage Area | 162 sqft Garage |
| Porch Area | 42 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 940 E MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 9811 |
| Legal Lot Number | 9811 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-105214
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 508 E FRANKLIN ST, TROY, OH 45373-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| Jun 23, 2023 | Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2023 |
| Deed Doc Number | 20269029 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 21, 2026 |
| Property Address | 940 E MAIN ST, TROY, OH 45373-3423 |
| Document Number | 0000009029 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20269029 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | CITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,452.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009030, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20269030 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 940 E MAIN ST, TROY, OH 45373-3423 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000013807 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025OR-13807 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 50 N 3RD ST, NEWARK, OH 43055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 16, 2035 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 23, 2023 |
| Property Address | 940 E MAIN ST, TROY, OH 45373-3423 |
| Document Number | 0000006624 |
| Map Reference | VOL 20 PG 115 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023OR-06624 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 940 E MAIN ST, TROY, OH 45373-3423 |
| Document Number | 0000006625 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023OR-06625 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,467.00 (+38.27%) Homeowner's exemption | $44,180 (+57.34%) Land $5,080 Building $39,100 | $126,200 (+57.36%) Land $14,500 Building $111,700 |
| 2024 | $1,061.00 (+2.12%) Homeowner's exemption | $28,080 (-) Land $5,290 Building $22,790 | |
| 2023 | $1,039.00 (+17.4%) Homeowner's exemption | $28,080 (-) Land $5,290 Building $22,790 | $80,200 (-) Land $15,100 Building $65,100 |
| 2022 | $885.00 Homeowner's exemption | $28,080 Land $5,290 Building $22,790 | $80,200 Land $15,100 Building $65,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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