947 2nd St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 947 2nd St SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1925
Lot Size	0.153 acres (6,652 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Sep 2022)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-618000-020012`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-618000-020012`
Alternative APNs	`282826618000020012` `82826000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	6,652 sqft (0.153 acres)
Lot Dimensions	100 ft deep x 67 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Porch	Screened/Unfinished Porch
Porch Area	80 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	947 2ND ST SE
City	WINTER HAVEN
State	FL
Zip	33880-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	EDGEWOOD OR STONE & MANNS SUB PB 2 PG 71 BLK 20 LOTS 1 S1/2 & S1/2 OF 2
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	EDGEWOOD OR STONE AND MANNS SUBDIVISION
Legal Tract	618000
Legal Block	20
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2039
Census Tract	13901

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	947 2ND ST SE, WINTER HAVEN, FL 33880-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2022	Intrafamily Transfer, Transfer BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC
Mar 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THE BEDROCK MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	2022245869
Deed Book / Page	12413 / 2014
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	0000078121
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 9, 2022
Property Address	947 2ND ST SE, WINTER HAVEN, FL 33880-3622
Document Number	0000245869
Book / Page	12413 / 2014
Map Reference	MB 2 PG 71
Instrument Date	Sep 8, 2022
Instrument	2022245869
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	NOT AVAILABLE, ATCAUSE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 4TH ST N # N328, 76, ST PETERSBURG, FL 33731-7155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 2ND ST SE, WINTER HAVEN, FL 33880-3622

Mortgage

Document Number	0124132018
Date	Sep 9, 2022
Instrument	12413/2018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Mar 23, 2022
Property Address	947 2ND ST SE, WINTER HAVEN, FL 33880-3622
Document Number	0000078121
Book / Page	12173 / 2099
Map Reference	MB 2 PG 71
Instrument Date	Mar 14, 2022
Instrument	2022078121
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3907, WINTER HAVEN, FL 33885-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4792, WINTER HAVEN, FL 33885-4792

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 23, 2022
Property Address	947 2ND ST SE, WINTER HAVEN, FL 33880-3622
Document Number	0000078122
Book / Page	12173 / 2101
Map Reference	MB 2 PG 71
Instrument Date	Mar 14, 2022
Instrument	2022078122
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	BROKERS TITLE/TAMPA LLC, BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4792, WINTER HAVEN, FL 33885-4792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 4TH ST N UNIT 328, 328, ST PETERSBURG, FL 33731-7022

Mortgage

Document Number	0121732104
Date	Mar 23, 2022
Instrument	12173/2104

Lender

Name	THE BEDROCK MORTGAGE FUND LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,954 (-1.37%) Land $23,278 Building $93,676	$116,954 (-1.37%) Land $23,278 Building $93,676
2025	$2,255.00 (-1.49%)	$118,576 (-0.28%) Land $23,278 Building $95,298	$118,576 (-0.28%) Land $23,278 Building $95,298
2023	$2,289.00 (+123.32%)	$118,913 (+90.59%) Land $19,953 Building $98,960	$118,913 (+90.59%) Land $19,953 Building $98,960
2022	$1,025.00	$62,391 Land $16,627 Building $45,764	$62,391 Land $16,627 Building $45,764

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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