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895 2nd St SE, Winter Haven, FL 33880 Property Records

Polk County property record for 895 2nd St SE, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 928 sqft · built 1930
Lot Size0.153 acres (6,647 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Jun 2017)
Tax Bill$234 (2025)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN26-28-28-618000-019232

Property Details

APN / Parcel Number

Primary APN26-28-28-618000-019232
Alternative APNs
  • 282826618000019232
  • 82826000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area928 sqft Living Area
1st Floor Area928 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialOther
Lot Area6,647 sqft (0.153 acres)
Lot Dimensions100 ft deep x 66.5 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
PorchScreened/Unfinished Porch
Porch Area264 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address895 2ND ST SE
CityWINTER HAVEN
StateFL
Zip33880-3620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionEDGEWOOD OR STONE & MANNS SUB PB 2 PG 71 BLK 19 LOTS 23 S1/2 & S1/2 OF 24
Legal Range26E
Legal Township28S
Legal Section28
Legal SubdivisionEDGEWOOD OR STONE AND MANNS SUBDIVISION
Legal Tract618000
Legal Block19
Legal Lot Number23
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2040
Census Tract13901

Owner

895 2nd St SE is owned and occupied by an individual who bought it in June 2017.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address895 2ND ST SE, WINTER HAVEN, FL 33880-3620
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2017 · Amount on File
Deed SaleJun 20, 2017 · Amount on File
Prior SaleMay 16, 2014
Deed Document Number2017117619
Deed Book / Page10181 / 1750
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 20, 2017
Property Address895 2ND ST SE, WINTER HAVEN, FL 33880-3620
Document Number0101811750
Book / Page010181 / 001750
Instrument DateJun 20, 2017
Instrument117619
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyREAL ESTATE TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 2ND ST SE WINTER HAVEN FL 338803620, WINTER HAVEN, FL 33880-3620

Tax Assessment & Valuation

The 2025 property tax bill for 895 2nd St SE was $234 with exemptions applied.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,703 (+2.7%)$129,736 (-1.4%) Land $23,264 Building $106,472
2025$234.00 Homeowner's exemption$66,897$131,577 Land $23,264 Building $108,313
2023$220.00 (+1.85%) Homeowner's exemption$63,118 (+3%)$132,419 (+18.56%) Land $19,941 Building $112,478
2022$216.00 Homeowner's exemption$61,280$111,687 Land $16,617 Building $95,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 895 2nd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 2nd St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Frontier, Verizon.

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