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9462 Central Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9462 Central Ave, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,580 sqft · built 1991
Lot Size0.554 acres (24,132 sqft)
OwnerIndividual Name on Record
Tax Bill$4,475 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APN077-092-16

Property Details

APN / Parcel Number

Primary APN077-092-16
Alternative APN
  • 077-092-16-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Building Area2,580 sqft Living Area
Gross Area4,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area24,132 sqft (0.554 acres)
Garage TypeAttached
Garage Area1,540 sqft
Parking Spaces6 Parking Spaces
Deck Area704 sqft
Patio Area704 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address9460 CENTRAL AVE
CityBEN LOMOND
StateCA
Zip95005-0098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionBEN LOMOND
Legal Block4
Legal Lot Number2,3,6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2002
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9460 CENTRAL AVE, BEN LOMOND, CA 95005-0098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANSNAP INC
May 24, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 29, 2022
Transfer Doc0000016147
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9466 CENTRAL AVE, BEN LOMOND, CA 95005-0098
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyNOT AVAILABLE, SPRUCE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 909, BEN LOMOND, CA 95005-0909

Mortgage

Document Number0000060080
DateDec 13, 2021
Instrument2021-0060080
Lender
NameLOANSNAP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 24, 2022
Property Address9466 CENTRAL AVE, BEN LOMOND, CA 95005-0098
Document Number0000016147
Map ReferenceMB 10 PG 10
Instrument DateMar 29, 2022
Instrument2022-0016147
Transaction TypeTransfer
Record UpdatedSep 5, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9460 CENTRAL AVE, BEN LOMOND, CA 95005-0098

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,583 (+2%) Land $65,298 Building $281,285
2025$4,475.00 (+5.62%) Homeowner's exemption$339,787 (+4.04%) Land $64,017 Building $275,770
2023$4,237.00 (+2.47%) Homeowner's exemption$326,593 Land $61,532 Building $265,061$739,260
2022$4,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Surfnet Communications.

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