946 Spruce St, Boulder, CO 80302 Property Records

Boulder County property record for 946 Spruce St, Boulder, CO 80302

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 2 ba · 2,390 sqft · built 1890
Lot Size	0.2 acres (8,702 sqft)
Owner	Company Name on Record
Last Sale	$1,230,000 (Sep 2020)
Tax Bill	$12,009 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1461-25-4-26-005`

Property Details

APN / Parcel Number

Primary APN	`1461-25-4-26-005`
Alternative APNs	`R0006234` `0006234`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,390 sqft Living Area
1st Floor Area	1,373 sqft
Upper Floors Area	1,017 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1970
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,702 sqft (0.2 acres)
Porch	Porch
Porch Area	199 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0006234
Street Address	946 SPRUCE ST
City	BOULDER
State	CO
Zip	80302-4027
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N 90 FT LOTS 4-5 & N 90 FT OF E 6 FT LOT 6 TOURTELLOT & SQUIRES
Legal Range	71
Legal Township	1N
Legal Section	25
Legal Subdivision	TOURTELLOT & SQUIRES - BO
Legal Block	3
Legal Lot Number	4
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	3
Census Block	3022
Census Tract	12204

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Boulder Historic District listed 1980 · 125 contributing resources · NRIS 80000878

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Boulder County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	535 MAPLETON AVE, BOULDER, CO 80304-3987
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage FLATIRONS BANK
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit FLATIRONS BANK
Jun 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage FLATIRONS BANK
Feb 15, 2023	Special Warranty Deed, Transfer
Sep 10, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	20203814304
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	946 SPRUCE ST, BOULDER, CO 80302-4027
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 MAPLETON AVE, BOULDER, CO 80304-3987

Mortgage

Document Number	0004110821
Date	Nov 24, 2025
Instrument	4110821

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 21, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	946 SPRUCE ST, BOULDER, CO 80302-4027
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004036811
Date	Feb 14, 2024
Instrument	4036811

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 14, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	946 SPRUCE ST, BOULDER, CO 80302-4027
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004010615
Date	Jun 12, 2023
Instrument	4010615

Lender

Name	FLATIRONS BANK
Type	Bank
Address	BOULDER, CO 80302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 9, 2024

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Feb 15, 2023
Property Address	946 SPRUCE ST, BOULDER, CO 80302-4027
Document Number	0003997472
Instrument Date	Jan 20, 2023
Instrument	3997472
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 MAPLETON AVE, BOULDER, CO 80304-3987

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 10, 2020
Property Address	946 SPRUCE ST, BOULDER, CO 80302-4027
Document Number	0003814304
Instrument Date	Sep 8, 2020
Instrument	3814304
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 MAPLETON AVE BOULDER CO 803043987, BOULDER, CO 80304-3987

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,274 (+5.02%) Land $109,637 Building $22,637	$2,015,200 (-) Land $1,682,300 Building $332,900
2025	$12,009.00 (-6.68%)	$125,950 (-16.09%) Land $105,144 Building $20,806	$2,015,200 (-10.05%) Land $1,682,300 Building $332,900
2024	$12,868.00 (-20.54%)
2023	$16,195.00 (+82.62%)	$150,107 (+57.18%) Land $121,726 Building $28,381	$2,240,400 (+59.53%) Land $1,816,800 Building $423,600
2022	$8,868.00	$95,499 Land $85,949 Building $9,550	$1,404,400 Land $1,263,960 Building $140,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 units insured incl. 9 condo units
Nearby Flood Claims	15 (1983–2013)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 65% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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