946 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 946 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 2022
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$519,570 (Dec 2022)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more
APN	`0442005007380`

Property Details

APN / Parcel Number

Primary APN	`0442005007380`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Garage Type	Attached
Garage Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	946 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	LOT 738 CULPEPPER LANDING PH 6B
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	946 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Dec 6, 2022	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Aug 9, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	202235610
Deed Book / Page	10622 / 1417
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 5, 2026
Property Address	946 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Document Number	0000025511
Book / Page	11028 / 1721
Instrument Date	Sep 26, 2026
Instrument	202625511
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462

Mortgage

Document Number	0000025511,
Date	Oct 5, 2026
Book Page	11028/1721
Instrument	202625511

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2066

Interest

Rate	7.75%
Max Rate	-1%

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 6, 2022
Property Address	946 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Document Number	10622/1417
Book / Page	10622 / 1417
Instrument Date	Nov 28, 2022
Instrument	220035610
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462

Mortgage

Document Number	0220035611
Date	Dec 6, 2022
Instrument	220035611

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 9, 2022
Property Address	946 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Document Number	10589/1238
Book / Page	10589 / 1238
Instrument Date	Aug 3, 2022
Instrument	220025429
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 SOUTH BLVD STE 100, 100, VIRGINIA BEACH, VA 23452-1147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,300 (+3.82%) Land $160,000 Building $367,300	$527,300 (+3.82%) Land $160,000 Building $367,300
2025	$5,130.00	$507,900 (+4.66%) Land $150,000 Building $357,900	$507,900 (+4.66%) Land $150,000 Building $357,900
2023		$485,300 (+273.31%) Land $140,000 Building $345,300	$485,300 (+273.31%) Land $140,000 Building $345,300
2022		$130,000 Land $130,000	$130,000 Land $130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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