945 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 945 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,470 sqft · built 2020
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$442,115 (Jan 2021)
Tax Bill	$5,138 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2020 Sale
APN	`0442005006630`

Property Details

APN / Parcel Number

Primary APN	`0442005006630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,470 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	945 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	LOT 663 CULPEPPER LANDING PH 6B
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

945 Olmstead St is owned and occupied by two individuals who bought it in January 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	945 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Oct 2, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	20212448
Deed Book / Page	10293 / 1802
Record Updated	Oct 29, 2026

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 19, 2021
Property Address	945 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	10293/1802
Book / Page	10293 / 1802
Instrument Date	Jan 11, 2021
Instrument	210002448
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463

Mortgage

Document Number	0210002449
Date	Jan 19, 2021
Instrument	210002449

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 2, 2020
Property Address	945 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	10230/1777
Book / Page	10230 / 1777
Instrument Date	Sep 29, 2020
Instrument	200036262
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 945 Olmstead St was $5,138.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,900 (+3.77%) Land $160,000 Building $367,900	$527,900 (+3.77%) Land $160,000 Building $367,900
2025	$5,138.00	$508,700 Land $150,000 Building $358,700	$508,700 Land $150,000 Building $358,700
2023		$486,700 (+5.03%) Land $140,000 Building $346,700	$486,700 (+5.03%) Land $140,000 Building $346,700
2022		$463,400 Land $130,000 Building $333,400	$463,400 Land $130,000 Building $333,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 945 Olmstead St; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Olmstead St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Olmstead St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures