946 Oak View Cir, Lafayette, CA 94549 Property Records

Contra Costa County property record for 946 Oak View Cir, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,136 sqft · built 1948
Lot Size	0.557 acres (24,262 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Jan 2021)
Tax Bill	$25,664 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-100-041-8`

Property Details

APN / Parcel Number

Primary APN	`234-100-041-8`
Alternative APN	`234-100-041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,136 sqft Living Area
1st Floor Area	1,928 sqft
Basement Area	1,208 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Lot Area	24,262 sqft (0.557 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	946 OAK VIEW CIR
City	LAFAYETTE
State	CA
Zip	94549-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE OAKS POR LOT 89
Legal Subdivision	LAFAYETTE OAKS
Legal Lot Number	89
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	349000

Owner

946 Oak View Cir is owned and occupied by two individuals who bought it in January 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	946 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit HSBC BANK USA
Jan 15, 2021	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	202114256
Prior Transfer Date	Apr 14, 2004
Prior Transfer Doc	0000142237
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	946 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 OAK VIEW CIR, LAFAYETTE, CA 94549-4615

Mortgage

Document Number	0000101013
Date	Jun 17, 2022
Instrument	2022-101013

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 15, 2021
Property Address	946 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Document Number	0000014256
Map Reference	MB 24 PG 787
Instrument Date	Jan 8, 2021
Instrument	2021-014256
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	946 OAK VIEW CIR, LAFAYETTE, CA 94549-4615

Mortgage

Document Number	0000014257
Date	Jan 15, 2021
Instrument	2021-014257

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 946 Oak View Cir was $25,664.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,208,160 (+2%) Land $1,656,120 Building $552,040
2025	$25,664.00	$2,164,864 Land $1,623,648 Building $541,216
2023	$24,803.00 (+1.54%)	$2,080,800 Land $1,560,600 Building $520,200
2022	$24,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 946 Oak View Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 946 Oak View Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak View Cir

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