945 Oak View Cir, Lafayette, CA 94549 Property Records

Contra Costa County property record for 945 Oak View Cir, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$1,310,000 (Sep 2021)
Tax Bill	$17,156 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-100-032-7`

Property Details

APN / Parcel Number

Primary APN	`234-100-032-7`
Alternative APN	`234-100-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	269 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	945 OAK VIEW CIR
City	LAFAYETTE
State	CA
Zip	94549-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE OAKS POR LOT 88
Legal Subdivision	LAFAYETTE OAKS
Legal Lot Number	88
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2012
Census Tract	349000

Owner

945 Oak View Cir is owned and occupied by two individuals who acquired it in September 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 1, 2021	Intrafamily Transfer, Transfer
Sep 7, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Aug 6, 2010 · Amount on File
Deed Document Number	2021249670
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000272217
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192669
Date	Oct 20, 2017
Instrument	2017-192669

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 1, 2021
Property Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Document Number	0000272217
Map Reference	MB 24 PG 787
Instrument Date	Sep 29, 2021
Instrument	2021-272217
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 7, 2021
Property Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Document Number	0000249670
Map Reference	MB 24 PG 787
Instrument Date	Sep 2, 2021
Instrument	2021-249670
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615

Mortgage

Document Number	0000249671
Date	Sep 7, 2021
Instrument	2021-249671

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 11, 2019
Property Address	945 OAK VIEW CIR, LAFAYETTE, CA 94549-4615
Document Number	0000149581
Instrument Date	Sep 5, 2019
Instrument	149581
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3879 LOS ARABIS DR LAFAYETTE CA 945492945, LAFAYETTE, CA 94549-2945

Tax Assessment & Valuation

The 2025 property tax bill for 945 Oak View Cir was $17,156 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,417,984 (+2%) Land $1,190,674 Building $227,310
2025	$17,156.00 Homeowner's exemption	$1,390,181 Land $1,167,328 Building $222,853
2023	$16,567.00 (+1.56%) Homeowner's exemption	$1,336,200 Land $1,122,000 Building $214,200
2022	$16,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 945 Oak View Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Oak View Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak View Cir

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