946 Homestead Loop, Sandpoint, ID 83864 Property Records

Bonner County property record for 946 Homestead Loop, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,088 sqft · built 1998
Lot Size	8.06 acres (351,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Feb 2021)
Tax Bill	$3,012 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP041840000020A`

Property Details

APN / Parcel Number

Primary APN	`RP041840000020A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,088 sqft Finished Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	351,094 sqft (8.06 acres)
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	946 HOMESTEAD LOOP
City	SANDPOINT
State	ID
Zip	83864-7988
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-5
Legal Description	23-57N-3W NORTHERN EXPOSURE LOT 2
Legal Range	03W
Legal Township	57N
Legal Section	23
Legal Subdivision	NORTHERN EXPOSURE
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3034
Census Tract	950402

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	946 HOMESTEAD LOOP, SANDPOINT, ID 83864-7988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM NORTHWEST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	2021976711
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 19, 2021
Property Address	946 HOMESTEAD LOOP, SANDPOINT, ID 83864-7988
Document Number	0000976711
Map Reference	MB 14 PG 74
Instrument Date	Feb 16, 2021
Instrument	976711
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 HOMESTEAD LOOP, SANDPOINT, ID 83864-7988

Mortgage

Document Number	0000976712
Date	Feb 19, 2021
Instrument	976712

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Feb 1, 2021
Property Address	946 HOMESTEAD LOOP, SANDPOINT, ID 83864-7988
Document Number	0000975500
Map Reference	MB 14 PG 74
Instrument Date	Feb 1, 2021
Instrument	975500
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WHITSKEY JACK RD, SANDPOINT, ID 83864-8800

Mortgage

Document Number	0000975501
Date	Feb 1, 2021
Instrument	975501

Lender

Name	FREEDOM NORTHWEST CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,012.00 (+5.57%) Homeowner's exemption	$783,245 (-0.32%) Land $175,325 Building $607,920	$783,245 (-0.32%) Land $175,325 Building $607,920
2025	$2,853.00 (+20.89%) Homeowner's exemption	$785,781 (+22.66%) Land $175,101 Building $610,680	$785,781 (+22.66%) Land $175,101 Building $610,680
2023	$2,360.00 Homeowner's exemption	$640,602 Land $115,425 Building $525,177	$640,602 Land $115,425 Building $525,177

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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