347 Homestead Loop, Sandpoint, ID 83864 Property Records

Bonner County property record for 347 Homestead Loop, Sandpoint, ID 83864

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,522 sqft · built 1999
Lot Size	9.79 acres (426,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,045 (Nov 2025)
Tax Bill	$3,138 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP041520000190A`

Property Details

APN / Parcel Number

Primary APN	`RP041520000190A`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,522 sqft Finished Area
1st Floor Area	2,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	426,452 sqft (9.79 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Lean-To	192 sqft
Pole Barn	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	347 HOMESTEAD LOOP
City	SANDPOINT
State	ID
Zip	83864-8619
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-5
Legal Description	23-57N-3W CARR CREEK LOT 19
Legal Range	03W
Legal Township	57N
Legal Section	23
Legal Subdivision	CARR CREEK
Legal Lot Number	19
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	3
Census Block	3032
Census Tract	950402

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	448 HOLLEY GLEN RD, PRIEST RIVER, ID 83856-8712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 18, 2017	Deed of Trust, Mortgage MARILYN MINTER GAUZZA LIVING TRUST
Nov 19, 2025	Warranty Deed, Transfer BARBARA J COLLINS LIVING TRUST
Aug 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Deed Document Number	20251055111
Prior Transfer Date	Aug 11, 2021
Prior Transfer Doc	0000989581
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	Jun 8, 2026
Property Address	347 HOMESTEAD LOOP, SANDPOINT, ID 83864-8619
Document Number	0001062755
Instrument Date	Jun 2, 2026
Instrument	20261062755
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HOLLEY GLEN RD, PRIEST RIVER, ID 83856-8712

Mortgage

Document Number	0001062755,
Date	Jun 8, 2026
Instrument	20261062755

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	347 HOMESTEAD LOOP, SANDPOINT, ID 83864-8619
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	ALLIANCE TITLE SANDPOINT, ALLIANCE TITLE SANDPOIN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000900718
Date	Jan 18, 2017
Instrument	900718

Lender

Name	MARILYN MINTER GAUZZA LIVING TRUST
Type	Private Party
Address	2921 N SYCAMORE ST, ARLINGTON, VA 22207

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 15, 2032

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Nov 19, 2025
Property Address	347 HOMESTEAD LOOP, SANDPOINT, ID 83864-8619
Document Number	0001055111
Map Reference	MB 4 PG 117
Instrument Date	Nov 19, 2025
Instrument	1055111
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HOLLEY GLEN RD, PRIEST RIVER, ID 83856-8712

Mortgage

Document Number	0001055112
Date	Nov 19, 2025
Instrument	1055112

Lender

Name	BARBARA J COLLINS LIVING TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Aug 16, 2021
Property Address	347 HOMESTEAD LOOP, SANDPOINT, ID 83864-8619
Document Number	0000989581
Map Reference	MB 4 PG 117
Instrument Date	Aug 11, 2021
Instrument	989581
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	324 SUNCHASER LN, SAGLE, ID 83860-5054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,138.00 (+16.35%) Homeowner's exemption	$698,605 (+0.56%) Land $179,935 Building $518,670	$698,605 (+0.56%) Land $179,935 Building $518,670
2025	$2,697.00 (-13.22%)	$694,726 (+8.47%) Land $176,056 Building $518,670	$694,726 (+8.47%) Land $176,056 Building $518,670
2023	$3,108.00	$640,506 Land $135,852 Building $504,654	$640,506 Land $135,852 Building $504,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50

May also be available: Intermax Networks, T-Mobile, Wired or Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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