Riverside County property record for 946 Cypress Point Dr, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,837 sqft · built 1989 |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Dec 2022) |
| Tax Bill | $4,634 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 440-010-085 |
| Primary APN | 440-010-085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,341 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Tile |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 946 CYPRESS POINT DR |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-5403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 121 MB 176/074 TR 22174 |
| Legal Subdivision | 176M74 |
| Legal Tract | 22174 |
| Legal Lot Number | 121 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 43812 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 946 CYPRESS POINT DR, BANNING, CA 92220-5403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN MORTGAGE SOLUTIONS |
| Dec 29, 2022 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2022 · Amount on Record |
| Deed Sale | Dec 29, 2022 · Amount on Record |
| Prior Sale | Apr 14, 1998 · Amount on Record |
| Deed Document Number | 2022515902 |
| Prior Transfer Date | Sep 30, 1996 |
| Prior Transfer Doc | 0000379914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 946 CYPRESS POINT DR, BANNING, CA 92220-5403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000210302 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 2023-0210302 |
| Name | FIRST AMERICAN MORTGAGE SOLUTIONS |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91762 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 14, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 29, 2022 |
| Property Address | 946 CYPRESS POINT DR, BANNING, CA 92220-5403 |
| Document Number | 0000515902 |
| Map Reference | MB 176 PG 74-79 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022-0515902 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 946 CYPRESS POINT DR, BANNING, CA 92220-5403 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,586 (+2%) Land $53,060 Building $286,526 | ||
| 2025 | $4,634.00 (+2.09%) | $332,928 (+4.04%) Land $52,020 Building $280,908 | |
| 2023 | $4,539.00 (+60.05%) | $320,000 Land $50,000 Building $270,000 | |
| 2022 | $2,836.00 | ||
| 2021 | $341,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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