946 Bonita Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 946 Bonita Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,229 sqft · built 1948
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on Record
Last Sale	$890,000 (Apr 2017)
Tax Bill	$8,763 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-372-32-00`

Property Details

APN / Parcel Number

Primary APN	`258-372-32-00`
Alternative APN	`2583701400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,229 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	24,829 sqft (0.57 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2583701400
Street Address	946 BONITA DR
City	ENCINITAS
State	CA
Zip	92024-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEC 15-13-4W SE 1/4 POR
Legal Range	04W
Legal Township	13
Legal Section	15
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Dec 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 19, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	2017174086
Last Transfer Date	Nov 27, 2019
Transfer Doc	0000564644
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110547
Date	Mar 28, 2019
Instrument	2019-0110547

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 BONITA DR, ENCINITAS, CA 92024-3805

Mortgage

Document Number	0000031420
Date	Jan 15, 2021
Instrument	2021-0031420

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2019
Property Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Document Number	0000564287
Instrument Date	Nov 27, 2019
Instrument	2019-0564287
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	946 BONITA DR, ENCINITAS, CA 92024-3805

Mortgage

Document Number	0000564288
Date	Dec 4, 2019
Instrument	2019-0564288

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2019
Property Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Document Number	0000564644
Instrument Date	Nov 27, 2019
Instrument	564644
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	946 BONITA DR ENCINITAS CA 920243805, ENCINITAS, CA 92024-3805

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Document Number	0000110523
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	946 BONITA DR ENCINITAS CA 920243805, ENCINITAS, CA 92024-3805

Mortgage

Document Number	0000110523
Date	Mar 28, 2019
Instrument	110523

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2017
Property Address	946 BONITA DR, ENCINITAS, CA 92024-3805
Document Number	0000174086
Instrument Date	Mar 21, 2017
Instrument	174086
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$979.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	946 BONITA DR ENCINITAS CA 920243805, ENCINITAS, CA 92024-3805

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,466 (+2%) Land $334,957 Building $449,509
2025	$8,763.00 (+7.46%) Homeowner's exemption	$769,086 (+4.04%) Land $328,390 Building $440,696
2023	$8,155.00 (+0.39%) Homeowner's exemption	$739,223 Land $315,639 Building $423,584
2022	$8,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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