920 Bonita Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 920 Bonita Dr, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,949 sqft · built 2003
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 1999)
Tax Bill	$8,192 (2025)
Deeds & Mortgages	Oct 2022 Reverse Mortgage Apr 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-372-29-00`

Property Details

APN / Parcel Number

Primary APN	`258-372-29-00`
Alternative APN	`2583708800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,949 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2583708800
Street Address	920 BONITA DR
City	ENCINITAS
State	CA
Zip	92024-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 3 TR PM03060
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	1003060
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17502

Owner

Source: San Diego County records · APN 258-372-29-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	920 BONITA DR, ENCINITAS, CA 92024-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 1999 · Amount on Record
Deed Sale	Oct 14, 1999 · Amount on Record
Prior Sale	Jun 13, 1995 · Amount on Record
Deed Document Number	1999694836
Last Transfer Date	Sep 28, 2022
Transfer Doc	0000388080
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 04, 2022
Property Address	920 BONITA DR, ENCINITAS, CA 92024-3805
Document Number	0000388080
Map Reference	FILE 74-260274
Instrument Date	Sep 28, 2022
Instrument	2022-0388080
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 BONITA DR, ENCINITAS, CA 92024-3805

Mortgage

Document Number	0000388081
Date	Oct 04, 2022
Instrument	2022-0388081

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	920 BONITA DR, ENCINITAS, CA 92024-3805
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178928
Date	Apr 21, 2017
Instrument	2017-0178928

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 17, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	920 BONITA DR, ENCINITAS, CA 92024-3805
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219044
Date	Apr 30, 2020
Instrument	2020-0219044

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	920 BONITA DR, ENCINITAS, CA 92024-3805
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	920 BONITA DR, ENCINITAS, CA 92024-3805

Mortgage

Document Number	0000760343
Date	Nov 01, 2021
Instrument	2021-0760343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$695,621 (+2%) Land $249,487 Building $446,134
2025	$8,192.00 (+3.62%) Homeowner's exemption	$681,983 (+4.04%) Land $244,596 Building $437,387
2024	$7,906.00 (+3.06%)
2023	$7,671.00 (+2.33%) Homeowner's exemption	$655,502 Land $235,099 Building $420,403
2022	$7,496.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730175022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005, rainfall accumulation, Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 563 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Ting Fiber	Fiber	2,000 / 2,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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