946 Arnold Way, Alpine, CA 91901 Property Records

San Diego County property record for 946 Arnold Way, Alpine, CA 91901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,327 sqft · built 1981
Lot Size	1.43 acres (62,291 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Aug 1985)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`403-181-04-00`

Property Details

APN / Parcel Number

Primary APN	`403-181-04-00`
Alternative APN	`4031805500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,327 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	62,291 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4031805500
Street Address	946 ARNOLD WAY
City	ALPINE
State	CA
Zip	91901-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 29-15-2E SEQ 1.43 AC M/L IN E H OF NWQ OF
Legal Range	02E
Legal Township	15
Legal Section	29
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	ALPINE
Census Block Group	1
Census Block	1008
Census Tract	21205

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2566, ALPINE, CA 91903-2566
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PAVIA FINANCIAL SERVICES INC
Oct 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1985 · Amount on Record
Deed Sale	Aug 19, 1985 · Amount on Record
Prior Sale	Sep 15, 1983 · Amount on Record
Deed Document Number	1985297782
Last Transfer Date	Jul 16, 2020
Transfer Doc	0000638306
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	946 ARNOLD WAY, ALPINE, CA 91901-2718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419972
Date	Jul 30, 2020
Instrument	2020-0419972

Lender

Name	PAVIA FINANCIAL SERVICES INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2020
Property Address	946 ARNOLD WAY, ALPINE, CA 91901-2718
Document Number	0000638306
Instrument Date	Jul 16, 2020
Instrument	638306
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 2566 ALPINE CA 919032566, ALPINE, CA 91903-2566

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Alpine Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$304,645 (+2%) Land $99,331 Building $205,314
2025	$3,425.00 (+0.18%) Homeowner's exemption	$298,673 (+4.04%) Land $97,384 Building $201,289
2023	$3,419.00 (+0.89%) Homeowner's exemption	$287,077 Land $93,603 Building $193,474
2022	$3,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1981–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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