9457 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9457 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	3 ba · 1,302 sqft · built 1981
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2024)
Tax Bill	$6,042 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-159840`

Property Details

APN / Parcel Number

Primary APN	`16-159840`
Alternative APN	`159840`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,302 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Porch	Slab
Porch Area	45 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	159840
Street Address	9457 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1888
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-26 .040 A 9457 CLOCKTOWER LN VIL KINGS CONTRIVANCE
Legal Subdivision	VILLAGE KINGS CONTRIVANCE
Legal Lot Number	D 26
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9457 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Jan 5, 2011 · Amount on Record
Deed Book / Page	22308 / 19
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 4, 2024
Property Address	9457 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Document Number	0223080019
Book / Page	22308 / 19
Map Reference	PL CMP 4827
Instrument Date	Apr 1, 2024
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	MARYLAND TITLE WORKS UNLIMITED, MARYLAND TTL WORKS UNLIMITED

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9457 CLOCKTOWER LN, COLUMBIA, MD 21046-1888

Mortgage

Document Number	0002230825
Date	Apr 4, 2024
Instrument	22308/25

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9457 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	QUICKSILVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191880433
Date	Feb 19, 2020
Book Page	19188/433

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,042.00 (+2.81%) Homeowner's exemption	$408,200 (+6.24%) Land $160,000 Building $248,200	$408,200 (-) Land $160,000 Building $248,200
2025	$5,877.00 (+59.61%) Homeowner's exemption	$384,233 (+14.25%)	$408,200 (+21.38%) Land $160,000 Building $248,200
2023		$336,300 Land $130,000 Building $206,300	$336,300 Land $130,000 Building $206,300
2022	$3,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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