9453 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9453 Clocktower Ln, Columbia, MD 21046

Property Summary

Property Type	Townhouse
Details	2 ba · 1,302 sqft · built 1985
Lot Size	0.038 acres (1,655 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2026)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-159824`

Property Details

APN / Parcel Number

Primary APN	`16-159824`
Alternative APN	`159824`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,302 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)
Porch	Slab
Porch Area	45 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	159824
Street Address	9453 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1888
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NT
Legal Description	LOT D-24 .038 A 9453 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1
Legal Subdivision	VILLAGE KINGS CONTRIVANCE SEC
Legal Lot Number	D 24
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9453 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Special Warranty Deed, Transfer · VA Mortgage MERIDIAN BANK
Apr 22, 2026	Special Warranty Deed, Transfer · VA Mortgage MERIDIAN BANK
Jul 31, 2019	Quit Claim Deed, Transfer RGS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Feb 2, 2009
Deed Document Number	2026
Deed Book / Page	23203 / 67
Prior Transfer Date	Jul 30, 2019
Prior Transfer Doc	0187990267
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 22, 2026
Property Address	9453 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Document Number	0232030067
Book / Page	23203 / 67
Instrument Date	Apr 7, 2026
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	MANOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9453 CLOCKTOWER LN, COLUMBIA, MD 21046-1888

Mortgage

Document Number	2320000076,
Date	Apr 22, 2026
Book Page	23203/76

Lender

Name	MERIDIAN BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 22, 2026
Property Address	9453 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Document Number	2320000067
Book / Page	23203 / 67
Instrument Date	Apr 7, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	MANOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$444,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9453 CLOCKTOWER LN, COLUMBIA, MD 21046-1888

Mortgage

Document Number	2320000076,
Date	Apr 22, 2026
Book Page	23203/76

Lender

Name	MERIDIAN BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 31, 2019
Property Address	9453 CLOCKTOWER LN, COLUMBIA, MD 21046-1888
Document Number	0187990267
Book / Page	018799 / 000267
Instrument Date	Jul 30, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	RGS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9453 CLOCKTOWER LN COLUMBIA MD 210461888, COLUMBIA, MD 21046-1888

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,500 (+6.23%) Land $160,000 Building $204,500	$364,500 (-) Land $160,000 Building $204,500
2025	$5,361.00 (+6.07%)	$343,133 (+14.23%)	$364,500 (+21.34%) Land $160,000 Building $204,500
2024	$5,054.00 (+54.84%)
2023		$300,400 Land $130,000 Building $170,400	$300,400 Land $130,000 Building $170,400
2022	$3,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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