Howard County property record for 9456 Keepsake Way, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,918 sqft · built 1979 |
| Lot Size | 0.291 acres (12,679 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $610,000 (Dec 2025) |
| Tax Bill | $8,904 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-152145 |
| Primary APN | 16-152145 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Total Area |
| Basement Area | 668 sqft |
| Finished Basement | 668 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,679 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 297 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 152145 |
|---|---|
| Street Address | 9456 KEEPSAKE WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 253 12,679 SQ' 9456 KEEPSAKE WAY VIL KINGS CONTRIV S3 A1 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE |
| Legal Lot Number | 253 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 606804 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9456 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2025 | Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Jun 25, 2019 | Deed, Transfer · Conventional Mortgage NMSI INC |
| Jul 16, 2018 | Grant Deed, Transfer COMMERCIAL LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2019 · Amount on Record |
| Deed Book / Page | 23034 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9456 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0216800421 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 21680/421 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 11, 2025 |
| Property Address | 9456 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0230340034 |
| Book / Page | 23034 / 34 |
| Map Reference | PL CMP 4237 |
| Instrument Date | Nov 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9456 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0002303441 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 23034/41 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 25, 2019 |
| Property Address | 9456 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0187410167 |
| Book / Page | 18741 / 167 |
| Map Reference | PL CMP 4237 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,998.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0018741173 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 18741/173 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 16, 2018 |
| Property Address | 9456 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0182730497 |
| Book / Page | 018273 / 000497 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | BRENNAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14420 ALBEMARLE POINT PL #150 CHANTILLY VA 201511690, 150, CHANTILLY, VA 20151-1690 |
| Investor | Possibly a Property Investor |
| Document Number | 182730503 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 018273/000503 |
| Name | COMMERCIAL LNDG |
|---|---|
| Address | CLIFTON, VA 20124 |
| Amount | Amount Recorded |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,904.00 (+10.99%) Homeowner's exemption | $574,800 (+6.84%) Land $249,500 Building $325,300 | $574,800 (-) Land $249,500 Building $325,300 |
| 2025 | $8,022.00 (+63.65%) Homeowner's exemption | $538,000 (+15.85%) | $574,800 (+23.77%) Land $249,500 Building $325,300 |
| 2023 | $464,400 Land $194,500 Building $269,900 | $464,400 Land $194,500 Building $269,900 | |
| 2022 | $4,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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