Howard County property record for 9455 Keepsake Way, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,885 sqft · built 1979 |
| Lot Size | 0.184 acres (8,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Feb 2021) |
| Tax Bill | $9,199 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage May 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-151041 |
| Primary APN | 16-151041 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,007 sqft (0.184 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 151041 |
|---|---|
| Street Address | 9455 KEEPSAKE WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 147 8,007 SQ' 9455 KEEPSAKE WAY VIL KINGS CONTRIV S3 A1 |
| Legal Subdivision | VILLAGE KINGS CONTRIVANCE |
| Legal Lot Number | 147 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 606804 |
9455 Keepsake Way is owned and occupied by two individuals who bought it in February 2021.
Source: Howard County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9455 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| May 12, 2020 | Grant Deed, Transfer OTHER |
| May 14, 2019 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE/MD INC |
| Jul 13, 2018 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on File |
| Deed Sale | Feb 23, 2021 · Amount on File |
| Prior Sale | May 12, 2020 · Amount on File |
| Deed Book / Page | 20244 / 485 |
| Transfer Doc | 0092040342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 23, 2021 |
| Property Address | 9455 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0202440485 |
| Book / Page | 20244 / 485 |
| Map Reference | PL 4235 |
| Instrument Date | Feb 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9455 KEEPSAKE WAY, 9455, COLUMBIA, MD 21046-2019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9455 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 20244492 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 20244/492 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 12, 2020 |
| Property Address | 9455 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0193580144 |
| Book / Page | 019358 / 000144 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 EVERGREEN RD SEVERNA PARK MD 211463813, SEVERNA PARK, MD 21146-3813 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 14, 2019 |
| Property Address | 9455 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0186680002 |
| Book / Page | 018668 / 000002 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/MD INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 13, 2018 |
| Property Address | 9455 KEEPSAKE WAY, COLUMBIA, MD 21046-2019 |
| Document Number | 0182710238 |
| Book / Page | 018271 / 000238 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 9455 Keepsake Way was $9,199, up 9.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,199.00 (+9.85%) | $602,900 (+10.09%) Land $228,500 Building $374,400 | $602,900 (-) Land $228,500 Building $374,400 |
| 2025 | $8,374.00 (+10.47%) | $547,633 | $602,900 Land $228,500 Building $374,400 |
| 2024 | $7,580.00 | ||
| 2023 | $437,100 Land $173,500 Building $263,600 | $437,100 Land $173,500 Building $263,600 | |
| 2022 | $4,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9455 Keepsake Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9455 Keepsake Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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