945 Willow Dr, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 945 Willow Dr, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,680 sqft · built 2007
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Feb 2022)
Tax Bill	$6,740 (2026)
Deeds & Mortgages	Mar 2022 Sale Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23.WL.73.1003`

Property Details

APN / Parcel Number

Primary APN	`23.WL.73.1003`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Basement Area	1,572 sqft
Finished Basement	1,572 sqft
Unfinished Basement	1,680 sqft
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	5,401 sqft (0.124 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	945 WILLOW DR
City	NORTH SIOUX CITY
State	SD
Zip	57049-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 3 WILLOWS ADD PH 7 DAK DUNES (.124A)
Legal Subdivision	WILLOWS ADD
Legal Phase	7
Legal Block	3
Legal Lot Number	3
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2024
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 WILLOW DR, NORTH SIOUX CITY, SD 57049-5324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer
Oct 9, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 9, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Mar 10, 2022
Property Address	945 WILLOW DR, DAKOTA DUNES, SD 57049-5324
Document Number	000112/136
Book / Page	112 / 136
Instrument Date	Feb 28, 2022
Instrument	220695
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4534 WOODLAND RD W, EDINA, MN 55424-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	945 WILLOW DR, DAKOTA DUNES, SD 57049-5324

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION SD
Recording Date	Oct 9, 2018
Property Address	945 WILLOW DR, DAKOTA DUNES, SD 57049-5324
Document Number	00108/0660
Book / Page	108 / 0660
Instrument Date	Oct 4, 2018
Instrument	184274
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 WILLOW DR, DAKOTA DUNES, SD 57049-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	00172/0772
Date	Oct 9, 2018
Book Page	172/0772
Instrument	184275

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION SD
Recording Date	Oct 9, 2018
Property Address	945 WILLOW DR, DAKOTA DUNES, SD 57049-5324
Document Number	00108/0660
Book / Page	108 / 0660
Instrument Date	Oct 4, 2018
Instrument	184274
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 WILLOW DR, 852, DAKOTA DUNES, SD 57049-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,740.00	$427,414 (-) Land $43,212 Building $384,202
2025	$6,740.00 (+29.44%)	$427,414 (+27.95%) Land $43,212 Building $384,202
2024	$5,207.00 (-0.63%)
2023	$5,240.00 (+1.87%)	$334,040 Land $38,500 Building $295,540
2022	$5,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 43% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, Verizon.

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