945 Webb Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 945 Webb Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1962
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (May 2014)
Tax Bill	$1,390 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0330057`

Property Details

APN / Parcel Number

Primary APN	`0330057`
Alternative APNs	`330057` `5500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	945 WEBB RD
City	ELLENBORO
State	NC
Zip	28040-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLT LO:51TO56 PL:6-137
Legal Subdivision	THE HOLT SUBDIVISION
Legal Lot Number	51TO56
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	3
Census Block	3013
Census Tract	961002

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 WEBB RD, ELLENBORO, NC 28040-7300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jan 12, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Deed Document Number	2014201300010347
Deed Book / Page	1085 / 705
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	0010470227
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	945 WEBB RD, ELLENBORO, NC 28040-7300
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020451142
Date	Apr 19, 2021
Book Page	2045/1142

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	277 Months
Due	May 1, 2044

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	945 WEBB RD, ELLENBORO, NC 28040-7300
Document Number	0020282241
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 WEBB RD ELLENBORO NC 280407300, ELLENBORO, NC 28040-7300

Mortgage

Document Number	0020282241
Date	Dec 9, 2019
Book Page	002028/002241

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	945 WEBB RD, ELLENBORO, NC 28040-7300
Document Number	0012390531
Book / Page	001239 / 000531
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 WEBB RD ELLENBORO NC 280407300, ELLENBORO, NC 28040-7300

Mortgage

Document Number	0012390531
Date	Jan 18, 2017
Book Page	001239/000531
Instrument	6689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (+48.19%)	$197,800 (-) Land $18,000 Building $179,800	$197,800 (-) Land $18,000 Building $179,800
2023		$197,800 Land $18,000 Building $179,800	$197,800 Land $18,000 Building $179,800
2022	$938.00
2021	$938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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