913 Webb Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 913 Webb Rd, Ellenboro, NC 28040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,215 sqft · built 1964
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$239,500 (Jul 2022)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0317380`

Property Details

APN / Parcel Number

Primary APN	`0317380`
Alternative APNs	`317380` `3762`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,215 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Mixed
Garage Area	234 sqft
Parking Spaces	2 Parking Spaces
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	913 WEBB RD
City	ELLENBORO
State	NC
Zip	28040-7300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLT LO:39TO44 PL:6-137
Legal Subdivision	HOLT SUBDIVISION
Legal Lot Number	39TO44
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COLFAX
Census Block Group	3
Census Block	3013
Census Tract	961002

Owner

Source: Rutherford County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	913 WEBB RD, ELLENBORO, NC 28040-7300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 20, 2020	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 5, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 28, 2022
Property Address	913 WEBB RD, ELLENBORO, NC 28040-7300
Document Number	0020631851
Book / Page	2063 / 1851
Map Reference	MB 6 PG 137
Instrument Date	Jul 28, 2022
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 TANNERS GROVE RD, FOREST CITY, NC 28043-8230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 WEBB RD, ELLENBORO, NC 28040-7300

Mortgage

Document Number	0020631853
Date	Jul 28, 2022
Instrument	2063/1853

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Mar 20, 2020
Property Address	913 WEBB RD, ELLENBORO, NC 28040-7300
Document Number	0020311920
Book / Page	002031 / 001920
Instrument Date	Mar 20, 2020
Instrument	9525
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 WEBB RD ELLENBORO NC 280407300, ELLENBORO, NC 28040-7300

Mortgage

Document Number	20311923
Date	Mar 20, 2020
Book Page	002031/001923
Instrument	9526

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	913 WEBB RD, ELLENBORO, NC 28040-7300
Document Number	0012710604
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 WEBB RD ELLENBORO NC 280407300, ELLENBORO, NC 28040-7300

Mortgage

Document Number	0012710604
Date	Apr 2, 2018
Book Page	001271/000604
Instrument	8929

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00 (+56.34%)	$156,100 (-) Land $16,500 Building $139,600	$156,100 (-) Land $16,500 Building $139,600
2023		$156,100 Land $16,500 Building $139,600	$156,100 Land $16,500 Building $139,600
2022	$733.00
2021	$733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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