945 Ruby Dr, Westminster, MD 21158 Property Records

Carroll County property record for 945 Ruby Dr, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2.5 Baths
Architecture Style	Townhouse
Year Built	Built 1985
Square Footage	1,088 sqft Total Area
Lot Size	8,496 sqft (0.195 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2008)
Tax Bill	$4,040.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-090005`
Alternative APNs	`7090005` `090005`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,088 sqft Total Area
Basement Area	800 sqft Basement
Finished Basement	800 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Lot Area	8,496 sqft (0.195 acres)
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	090005
Street Address	945 RUBY DR
City	WESTMINSTER
State	MD
Zip	21158-4253
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 19 - 8496 SQ FT RUBY DR 27-8 SC 6 GREENS PLT 1 BLK R
Legal Subdivision	GREENS WESTMINSTER SEC 06
Legal Block	R
Legal Lot Number	19
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1015
Census Tract	507704

Owner

Source: Carroll County records · APN 07-090005

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	945 RUBY DR, WESTMINSTER, MD 21158-4253
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2008 · Amount on Record
Deed Sale	Oct 21, 2008 · Amount on Record
Prior Sale	Jun 12, 2007 · Amount on Record
Deed Doc Number	200881020
Deed Book / Page	5628 / 697
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,400 (+19.61%) Land $80,000 Building $174,400	$254,400 (+19.61%) Land $80,000 Building $174,400
2025	$4,040.00 (+12.41%)
2023	$3,594.00	$212,700 Land $80,000 Building $132,700	$212,700 Land $80,000 Building $132,700

Flood & Wildfire

945 Ruby Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.