945 Rock Spring Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 945 Rock Spring Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1991
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2024)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93 8 11`

Property Details

APN / Parcel Number

Primary APN	`93 8 11`
Alternative APNs	`13988` `13514`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Carport
Garage Area	960 sqft
Carport	Carport
Carport Area	960 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Patio Area	104 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13514
Street Address	945 ROCK SPRING RD
City	BUMPASS
State	VA
Zip	23024-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	DIXON CREEK & JACKSON ROCK SPRINGS SUB LOT 11 DB 1969/517 3.15AC
Legal Subdivision	JACKSON ROCK SPRINGS SUB
Legal Lot Number	11
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3005
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	945 ROCK SPRING RD, BUMPASS, VA 23024-2801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Deed Document Number	20247007
Deed Book / Page	1969 / 517
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	945 ROCK SPRING RD, BUMPASS, VA 23024-2801
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100001565
Date	Feb 10, 2021
Book Page	1736/736
Instrument	202100001565

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	945 ROCK SPRING RD, BUMPASS, VA 23024-2801
Document Number	0000011474
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	945 ROCK SPRING RD BUMPASS VA 230242801, BUMPASS, VA 23024-2801

Mortgage

Document Number	0000011474
Date	Dec 27, 2019
Book Page	001650/000457
Instrument	11474

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,915 (+3.75%) Land $65,400 Building $291,515	$356,915 (+3.75%) Land $65,400 Building $291,515
2025	$2,476.00 (+10.04%)	$344,000 (+20.15%) Land $54,200 Building $289,800	$344,000 (+20.15%) Land $54,200 Building $289,800
2024	$2,250.00 (+124.55%)
2023		$286,300 Land $44,400 Building $241,900
2022	$1,002.00		$286,300 Land $44,400 Building $241,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rock Spring Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures