857 Rock Spring Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 857 Rock Spring Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1990
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Apr 2017)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93 8 9`

Property Details

APN / Parcel Number

Primary APN	`93 8 9`
Alternative APNs	`14672` `14177`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14177
Street Address	857 ROCK SPRING RD
City	BUMPASS
State	VA
Zip	23024-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	ROCK SPRINGS SUBD LOT 9 DB 1506/506 3.16 AC
Legal Subdivision	ROCK SPRINGS SUBD
Legal Lot Number	9
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3005
Census Tract	950500

Owner

857 Rock Spring Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	857 ROCK SPRING RD, BUMPASS, VA 23024-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on File
Deed Sale	Apr 27, 2017 · Amount on File
Deed Document Number	20173562
Deed Book / Page	1506 / 506
Record Updated	Oct 29, 2026

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Apr 27, 2017
Property Address	857 ROCK SPRING RD, BUMPASS, VA 23024-2803
Document Number	1506/0506
Book / Page	1506 / 0506
Instrument Date	Apr 17, 2017
Instrument	170003562
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	857 ROCK SPRING RD, BUMPASS, VA 23024-2803

Mortgage

Document Number	0000003563
Date	Apr 27, 2017
Book Page	1506/0510
Instrument	170003563

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 857 Rock Spring Rd was $2,514, up 10.2% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,752 (+3.85%) Land $65,400 Building $297,352	$362,752 (+3.85%) Land $65,400 Building $297,352
2025	$2,514.00 (+10.21%)	$349,300 Land $54,200 Building $295,100	$349,300 Land $54,200 Building $295,100
2024	$2,281.00
2023		$283,300 Land $44,400 Building $238,900
2022	$993.00		$283,300 Land $44,400 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 857 Rock Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 Rock Spring Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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